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Rhode Island Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Rhode Island applies a progressive state income tax with three brackets and a top marginal rate of 5.99%. The state operates a Temporary Disability Insurance (TDI) program, a small employee payroll deduction that joins California, New York, New Jersey, and Hawaii in the small group of states with this kind of payroll-funded disability insurance. The TDI deduction is capped on annual wages, so high earners pay it on only the first portion of their income. Rhode Island has no broad local income tax on wages. This calculator estimates 2026 Rhode Island take-home pay after federal tax, FICA, state tax, and TDI. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Rhode Island takes home approximately $4,300 less than the same salary in a no-income-tax state like Texas or Florida.

Rhode Island state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $77,4503.75%
$77,450 - $176,0504.75%
$176,050+5.99%

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Rhode Island paycheck FAQ

What is Rhode Island TDI and how is it different from SDI in CA or NY?
Rhode Island TDI (Temporary Disability Insurance) functions similarly to California SDI and New York SDI: a small employee payroll deduction that funds short-term disability benefits. The rate and wage cap differ from CA and NY, but the basic structure is the same.
What are the 2026 Rhode Island tax brackets?
Three brackets for single filers: 3.75% on the first slice, 4.75% on the next, and 5.99% on the top. Married filing jointly uses brackets at roughly double the single thresholds.
Do any Rhode Island cities tax wages?
No. Rhode Island cities and towns do not impose a separate local income tax on wages. The visible state and local income tax line on a Rhode Island pay stub is the state rate alone.
How does Rhode Island compare to neighboring Connecticut or Massachusetts?
Connecticut tops at 6.99% and has a tax recapture provision for high earners. Massachusetts is 5% flat plus the millionaire surtax. Rhode Island at 5.99% top lands between the two, closer to Massachusetts at middle incomes and below Connecticut at the top.

Take-home at common salaries for Rhode Island

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Rhode Island.

$50,000 after taxesin Rhode Island$75,000 after taxesin Rhode Island$100,000 after taxesin Rhode Island$150,000 after taxesin Rhode Island$200,000 after taxesin Rhode Island$250,000 after taxesin Rhode Island

See also

Run the full US paycheck calculatorCompare to Connecticut paycheck calculatorCompare to Massachusetts paycheck calculatorCompare to New Hampshire paycheck calculatorCompare to Maine paycheck calculatorCompare paycheck taxes between two locationsPaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Rhode Island paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20