Wealth & Capital Gains Tax Calculator

Wealth Tax: What It Is and Which Countries Levy One

Wealth taxes sit in a different category from the income taxes that drive most US paychecks. An income tax claims a share of what you earn each year; a wealth tax claims a share of what you hold. Several OECD countries levy annual wealth taxes today, with rates and thresholds that vary widely: Spain runs a tiered schedule with regional overlays, Norway combines federal and municipal rates, and Switzerland administers wealth tax entirely at the canton level. Belgium has a narrower 0.15% surtax on securities accounts. France's ISF was a true net-wealth tax until 2018, when it became the IFI, a real-estate-only levy. The United States has no federal wealth tax. Three states (California, Washington, New York) have introduced legislative proposals in the past few sessions, but none has been enacted. Washington's separate capital gains excise tax and Massachusetts's income surtax are sometimes lumped in with wealth-tax discussion; both are realization-based, not annual net-worth taxes. The two-tab calculator further down this page models annual wealth taxes and capital gains taxes side by side so the distinction is concrete.

Definition and mechanism

A wealth tax applies a rate or schedule of rates to the value of net assets above an exemption threshold, repeated every year. Net assets means gross assets (real property, securities, business interests, sometimes art and collectibles) minus debt secured by those assets. The annual valuation step is what makes wealth taxes administratively heavy: thinly traded private holdings and non-financial assets have to be revalued each year. Most enacted regimes set a high exemption (often above a million dollars or local-currency equivalent) so the tax only reaches a small fraction of households.

Which countries levy a wealth tax

Spain, Norway, Switzerland, and Belgium administer annual wealth taxes today. Spain's schedule runs from 0.2% to 3.5% above regional exemptions, with the central government's Solidarity Tax on Large Fortunes layered on top of communities that have reduced their own rates. Norway taxes net wealth above NOK 1.7 million at 1% to 1.1%. Switzerland's cantonal wealth taxes vary widely. Belgium runs a 0.15% surtax on securities accounts above EUR 1 million. Sweden, Finland, Austria, Germany, France (broad ISF), and the Netherlands previously had broad-based wealth taxes and have repealed or narrowed them.

US proposals and their status

The US has no federal wealth tax. Senator Warren's Ultra-Millionaire Tax Act and Senator Sanders's For the 99.8% Act proposed federal net-worth taxes on the largest fortunes; neither has advanced past committee. Constitutional scholars continue to debate whether an annual tax on net worth would require apportionment under Article I, which would make administration impractical. At the state level, California's AB-259, Washington's HB-1406, and a New York Assembly proposal each tried to levy a state-level wealth tax in recent sessions. None has passed. Washington's 7% capital gains excise tax above $262,000 is realization-based, not a wealth tax.

How wealth tax differs from estate, capital gains, and property tax

Estate tax is one-time, charged at death on a decedent's estate above the federal exemption (currently north of $13 million per individual). Capital gains tax is realization-based, charged when you sell an asset and recognize a gain. Property tax is asset-class-specific (real estate, sometimes business personal property) and assessed by a local jurisdiction. An annual wealth tax differs from all three: it applies every year, to the full base of net assets, regardless of whether anything was sold and regardless of whether you die. That is what makes it administratively unique and politically contested.

Annual Wealth Tax, charged every year on total net assets held, regardless of whether you earn income or sell anything. Norway, Spain, Belgium, and others use this model.

$
Net Worth$10M
Highest Enacted Annual Tax$229Ksingle enacted jurisdiction

Frequently asked questions

What is a wealth tax?
A wealth tax is an annual levy on a person's total net assets above an exemption threshold. The base includes real estate, financial investments, business interests, and sometimes art and collectibles, minus secured debt. Rates can be flat or progressive. The defining feature is the annual valuation and the recurring tax bill on the value held.
Which countries have a wealth tax?
Spain, Norway, Switzerland, and Belgium administer net-wealth or wealth-like annual taxes today. France narrowed its broad ISF to the real-estate-only IFI in 2018. Sweden, Finland, Austria, Germany, and the Netherlands repealed earlier wealth taxes after concerns about capital flight, valuation cost, and revenue shortfalls. Switzerland's cantons set their own rates and exemption levels.
Does the US have a federal wealth tax?
No. The US has no federal wealth tax. Senators Warren and Sanders have introduced proposed federal wealth-tax bills in recent sessions; none has advanced past committee. Constitutional scholars debate whether an annual net-worth tax would require apportionment under Article I, which would make federal administration impractical. The federal estate tax is a separate, one-time tax at death.
How does wealth tax differ from estate tax?
Estate tax applies once, at death, on the value of a decedent's estate above the federal or state exemption. Wealth tax applies every year, to a living person's net assets above a threshold. Estate tax is part of US federal and several state tax systems. Annual wealth tax is not currently part of US federal law.
Who has proposed a US federal wealth tax?
Senator Elizabeth Warren introduced the Ultra-Millionaire Tax Act, proposing a 2% annual tax on net worth above $50 million and 3% above $1 billion. Senator Bernie Sanders introduced the For the 99.8% Act, proposing tiered rates on estates and net worth above $32 million. Neither bill has been enacted. State-level proposals from California, Washington, and New York have also failed.
How does PaycheckCalc handle wealth tax?
PaycheckCalc's main paycheck calculator does not apply any wealth tax because no US federal or state wealth tax is currently in effect. The dedicated wealth-tax page on this site offers a separate two-tab tool that models enacted and proposed annual wealth taxes worldwide and capital gains taxes side by side. It is for scenario research, not paycheck withholding.

How to interpret the results

This page is designed for scenario planning, not for filing a return. Use it to understand the order of magnitude, compare jurisdictions, and learn which thresholds matter. Treat it as a research tool that helps frame questions for a tax adviser or legal review.

Where the uncertainty comes from

Wealth taxes are often full of exemptions, valuation rules, residency tests, treaty interaction, and asset-class carve-outs. That is why some entries are shown as reference-only policy context rather than a single simplified output.

Reviewed

How This Page Is Reviewed

The wealth-tax directory is reviewed against official policy references and government publications where available. Proposed regimes and reference-only entries are labeled clearly to distinguish enacted law from policy discussion.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-05-28

Looking for US paycheck take-home calculations?

Open US Paycheck Calculator →