State paycheck calculator

Florida Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Florida levies no state personal income tax on wage earnings. For most workers, this means paycheck withholding includes only federal income tax and FICA. There is no state line on the pay stub for income tax, and Florida does not require state filings for wage income at year end. The state funds its budget through sales tax, property tax, and tourism-related levies rather than paycheck deductions. Florida also has no State Disability Insurance program funded by employee payroll, and no Florida city imposes a local income tax on wages. This calculator estimates 2026 take-home pay for Florida residents after federal tax and FICA, with support for pre-tax 401(k) and HSA contributions, single or married filing jointly status, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

Florida is one of nine US states with no broad-based personal income tax. The same $85,000 salary takes home approximately $5,600 more than in a high-tax state like California.

Florida state tax breakdown

Florida has no state income tax on wage income. The calculator below applies only federal income tax and FICA to your gross pay.

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Type above or pick a quick salary to see your 2026 take-home pay instantly.

Florida paycheck FAQ

Does Florida have a state income tax?
No. Florida is one of nine US states with no broad-based personal income tax on wage earnings. Paycheck withholding for Florida residents includes federal income tax and FICA only.
What other taxes affect a Florida paycheck?
Just federal income tax and FICA, which means Social Security at 6.2% up to the annual wage base and Medicare at 1.45% on all wages. Higher earners may also owe the Additional Medicare Tax on wages above the IRS threshold. Pre-tax deductions like 401(k) and HSA still reduce federal taxable income.
Why is Florida take-home higher than the same salary in New York or California?
New York and California both layer state income tax on top of federal and FICA, and New York City residents add a city tax on top of that. The state and local component in those locations can reduce a typical paycheck by 6% to 11% of gross income. Florida residents keep that portion.
Does Florida have State Disability Insurance?
No. Florida does not operate a state-funded disability insurance or paid family leave payroll program. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.

Take-home at common salaries for Florida

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Florida.

Reviewed

How This Page Is Reviewed

The Florida paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20