State paycheck calculator

Tennessee Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Tennessee does not tax wage income. The state historically taxed interest and dividend income under the Hall Income Tax, but that tax was fully repealed effective 2021 and does not apply to wages in any case. For 2026, paycheck withholding for Tennessee residents includes federal income tax and FICA only, with no state tax line on the pay stub. Tennessee has no State Disability Insurance program funded by payroll, and no Tennessee city or county imposes a local income tax on wages. The state collects substantial revenue from sales tax, which is among the highest combined state-and-local sales tax rates in the country. Sales tax does not appear on paycheck withholding, but it does affect overall household cost of living. This calculator estimates 2026 Tennessee take-home pay after federal tax and FICA. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

Tennessee is one of nine US states with no broad-based personal income tax. The same $85,000 salary takes home approximately $5,600 more than in a high-tax state like California.

Tennessee state tax breakdown

Tennessee has no state income tax on wage income. The calculator below applies only federal income tax and FICA to your gross pay.

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Type above or pick a quick salary to see your 2026 take-home pay instantly.

Tennessee paycheck FAQ

Did Tennessee ever tax wages?
No. Tennessee never taxed wage income. The state's historical Hall Income Tax applied only to interest and dividend income from investments, and it was fully repealed effective 2021.
How does Tennessee compare to neighboring Kentucky or Georgia?
Kentucky is flat at 4% plus city occupational taxes that can add 2% or more for Louisville and Lexington residents. Georgia is around 5.19% flat. Tennessee residents pay neither, so take-home gaps with both neighbors are meaningful.
Does Tennessee have State Disability Insurance?
No. Tennessee does not run a State Disability Insurance program funded by payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
Do any Tennessee cities tax wages?
No. Tennessee cities and counties do not impose a local income tax or payroll tax on employee wages.

Take-home at common salaries for Tennessee

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Tennessee.

Reviewed

How This Page Is Reviewed

The Tennessee paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20