PaycheckCalc

State-by-state calculators

US Paycheck Calculators by State

By Barron Hansen, Founder · Updated June 25, 2026

Where you work and where you live can change your take-home pay by thousands of dollars per year. Browse all 51 jurisdictions below or jump to a specific state.

Browse by region

Regions follow US Census Bureau groupings. All 50 states plus DC are covered below.

Northeast

ConnecticutProgressive 2 to 6.99 percentMaineProgressive 5.8 to 7.15 percentMassachusetts5 percent flat plus millionaire surtaxNew HampshireNo state income taxNew JerseyProgressive 1.4 to 10.75 percentNew YorkProgressive 4 to 10.9 percentPennsylvania3.07 percent flat taxRhode IslandProgressive 3.75 to 5.99 percentVermontProgressive 3.35 to 8.75 percent

Midwest

Illinois4.95 percent flat taxIndiana2.95 percent flat taxIowa3.8 percent flat taxKansasProgressive 5.2 to 5.58 percentMichigan4.25 percent flat taxMinnesotaProgressive 5.35 to 9.85 percentMissouriProgressive 2 to 4.7 percentNebraskaProgressive in transition (top 5.01 percent)North DakotaProgressive 1.95 to 2.5 percentOhioProgressive 2.75 to 2.75 percentSouth DakotaNo state income taxWisconsinProgressive 3.5 to 7.65 percent

South

AlabamaProgressive 2 to 5 percentArkansasProgressive 2 to 3.9 percentDelawareProgressive 2.2 to 6.6 percentDistrict of ColumbiaProgressive 4 to 10.75 percentFloridaNo state income taxGeorgia4.99 percent flat taxKentucky3.5 percent flat taxLouisiana3 percent flat taxMarylandProgressive 2 to 6.5 percentMississippi4 percent flat taxNorth Carolina3.99 percent flat taxOklahomaProgressive 2.5 to 4.5 percentSouth CarolinaProgressive 1.99 to 5.21 percentTennesseeNo state income taxTexasNo state income taxVirginiaProgressive 2 to 5.75 percentWest VirginiaProgressive 2.11 to 4.58 percent

West

AlaskaNo state income taxArizona2.5 percent flat taxCaliforniaProgressive 1 to 13.3 percentColorado4.4 percent flat taxHawaiiProgressive 1.4 to 11 percentIdaho5.3 percent flat taxMontanaProgressive 4.7 to 5.65 percentNevadaNo state income taxNew MexicoProgressive 1.5 to 5.9 percentOregonProgressive 4.75 to 9.9 percentUtah4.45 percent flat taxWashingtonNo state income taxWyomingNo state income tax

How much state tax matters

The five states below illustrate how location alone can shift take-home pay on the same gross salary. Each figure assumes a single filer earning $85,000 in 2026, with no 401(k) or HSA contributions and the federal standard deduction applied. Texas is the no-income-tax baseline; positive deltas mean more take-home than Texas, negative means less.

State$85k Single Take-Homevs. Texas Baseline
Texas$68,600Baseline
Florida$68,600Same as Texas
Massachusetts$64,200-$4,400 vs Texas
New York$64,200-$4,500 vs Texas
California$63,700-$4,900 vs Texas

Local taxes (NYC, Philadelphia, Multnomah County, etc.) are not applied in the table above to keep the state-level comparison apples-to-apples. Open a state page for the full breakdown including supported local jurisdictions.

About the directory

Where you work and where you live can change your take-home pay by thousands of dollars per year. Federal income tax and FICA apply nationwide at the same rates, but state income tax, local payroll tax, and state-administered insurance programs vary widely. Nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) levy no broad-based personal income tax on wages, so the paycheck math is federal-only on the state line. 16 states apply a single flat rate across every income tier. The remaining 26 jurisdictions, including DC, run progressive bracket schedules that range from sub-three-percent floors to top rates above 10 percent. This directory covers all 51, with a dedicated paycheck calculator per state. Each state page shows the bracket schedule, supported local taxes, state-administered payroll programs where wired (California SDI, Massachusetts PFML, New York SDI/PFL, etc.), and a vs-baseline take-home callout against a no-income-tax peer like Texas or Florida.

Frequently asked questions

Which states have no income tax in 2026?
Nine states levy no broad-based personal income tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. The state line on a paycheck in any of these reads zero. Federal income tax and FICA still apply identically to every other state.
Which state has the highest income tax in 2026?
California has the highest top all-in marginal rate at 13.3% on income above $1 million, including the Mental Health Services Tax. Hawaii follows at 11%, and several Northeastern states (New York, New Jersey, Massachusetts after the Millionaire Surtax) reach high single-digit or low double-digit top rates. Most workers do not hit these top brackets.
What's the difference between flat and progressive state tax?
Flat-rate states tax every wage dollar at the same percentage, so the marginal and effective rates collapse to the same number across all incomes. Progressive states use brackets that step up rate by rate as income rises, so the top slice gets taxed at a higher marginal than the overall effective rate.
How do state taxes affect take-home pay?
State income tax sits on top of federal tax and FICA, so the same $100,000 salary lands at different take-home figures in different states. The gap between a no-tax state like Texas and a high-tax state like California can run $5,000 to $10,000 per year at six-figure incomes, before local layers.
Do all states tax wages the same way?
No. The 9 no-tax states show no state line at all. 16 flat-rate states apply a single percentage to every wage dollar. 26 progressive states use brackets. Some states layer state disability insurance (CA, NJ, NY, RI, HI) or paid family leave (MA, WA, OR, CO, MN, ME) on top.
Where can I see specific state details?
Each state in the directory above links to a dedicated paycheck calculator page. The state page shows the 2026 bracket schedule (or flat rate), supported local taxes for that state's cities, the state-administered payroll programs that apply, and a take-home estimate compared against a no-income-tax baseline at the median wage.

Reviewed

How This Page Is Reviewed

The state directory is reviewed alongside each state page batch. Brackets, supported local taxes, and characterization strings are validated against the primary sources below before publication.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-06-25

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