State paycheck calculator

Delaware Paycheck Calculator (2026)

Enter your annual salary below to see your Delaware take-home pay after federal, state, FICA, and any local taxes for 2026.

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Delaware applies a progressive state income tax topping at 6.6%, paired with a small Delaware Paid Leave employee deduction. At $85,000 single, the after-tax estimate is $63,909 per year. Wilmington residents and non-resident workers in Wilmington owe an additional city wage tax, covered on the dedicated Wilmington page.

Seven brackets structure Delaware's progressive state income tax, topping at 6.6% on income above the highest threshold. Delaware Paid Leave is wired into withholding as a small employee share capped on annual wages and appears on the pay stub as Delaware Paid Leave. More than half of Fortune 500 companies are incorporated in Delaware, drawn by the Court of Chancery (the country's premier business-law forum) and the flexibility of the Delaware General Corporation Law. Wilmington carries banking and the DuPont chemical legacy through Chemours and DuPont's successor entities, plus the courts and law firms supporting the incorporation economy. Dover anchors state government and Dover Air Force Base; Newark holds the University of Delaware. Delaware is one of only five US states with no statewide sales tax, an unusual structural feature paired with the income tax. Wilmington residents and non-resident workers there owe an additional city wage tax handled on the dedicated Wilmington calculator page. At $85,000 for a single filer, federal income tax lands at $9,870, state income tax at $4,379, combined FICA at $6,503, and take-home for the year at $63,909. The effective total rate is 24.81%. Use the calculator below to compare Delaware against Maryland or Pennsylvania.

Delaware state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $2,0000%
$2,000 - $5,0002.2%
$5,000 - $10,0003.9%
$10,000 - $20,0004.8%
$20,000 - $25,0005.2%
$25,000 - $60,0005.55%
$60,000+6.6%

Cities in Delaware

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

vs. baseline ($85,000 single filer)

A $85,000 salary in Delaware takes home approximately $4,700 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Delaware take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Delaware's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Delaware paycheck FAQ

What is the federal tax bill on $85,000 single in Delaware for 2026?
A $85,000 single filer in Delaware owes approximately $9,870 in federal income tax, with the top slice of taxable income inside the 22% federal bracket after the standard deduction. Federal computation runs the same in every state, so a Delaware resident sees the same federal line as a Pennsylvania or Maryland counterpart at this gross.
How much Delaware state tax does someone owe on $85,000?
Delaware state income tax at $85,000 for a single filer is approximately $4,379, an effective state rate of 5.15%. The marginal rate on the top slice is 6.6% under the seven-bracket schedule, equal to the schedule's headline top. Delaware Paid Leave adds a small per-paycheck deduction on top of the bracket tax.
Do any Delaware cities tax wages?
Yes, but only in Wilmington. The city levies a wage tax on residents and on non-residents who work within city limits, withheld by the employer; the dedicated Wilmington page handles that math. Dover, Newark, and Middletown do not levy a separate wage tax, so a DE pay stub outside Wilmington shows the state line and Delaware Paid Leave alone.
How much does a 401(k) contribution save at $85,000 in Delaware?
At $85,000 single in Delaware, the combined marginal rate is 28.6% (federal 22% plus state 6.6%). Traditional 401(k) and HSA contributions reduce both federal and Delaware taxable income at that combined rate. Because the top bracket starts at a moderate threshold, salaries above the top bracket boundary stay at the same per-dollar saving across the contribution range.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Delaware?
A joint return at $85,000 in Delaware takes home about $68,153, roughly $4,245 more than the single estimate. Wider federal MFJ brackets and the doubled federal standard deduction drive most of the change; Delaware uses the same bracket schedule for joint filers per DE Form 200-01, so the state line shifts mostly with federal-side AGI. Head of Household status lifts take-home to about $66,831, around $2,922 more than Single, entirely from the wider federal HoH brackets. Combined Married Filing Separately take-home runs roughly $4,245 less than MFJ, since the Delaware schedule stays neutral and federal MFS thresholds equal MFJ halved.
How does Delaware compare to Maryland at $85,000?
Maryland's state schedule tops near Delaware's rate but layers a universal county income tax that every Maryland resident pays, pushing combined state-and-county burden above Delaware's state-only line. The take-home difference between Delaware and Maryland at $85,000 single is roughly $1,529 per year. Federal tax and FICA are identical between the two.

Take-home at common salaries for Delaware

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Delaware.

Reviewed

How This Page Is Reviewed

The Delaware paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-06-25