State paycheck calculator
Maryland Paycheck Calculator (2026)
Enter your annual salary below to see your Maryland take-home pay after federal, state, FICA, and any local taxes for 2026.
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Quick answer
Maryland combines a progressive state income tax topping at 6.5% with a universal county-level income tax that every Maryland resident pays. At $85,000 single, the after-tax estimate including a typical MD county rate is $62,379 per year. County rates range from the low end of Talbot to the high end of Montgomery County.
Maryland is the only US state where every resident pays a county-level income tax in addition to state. The state schedule itself is progressive, topping at 6.5% for income above the highest threshold, while counties levy their own rate as a percentage of the same taxable income. Published county rates run from Talbot and Worcester at the low end through Montgomery, Prince George's, Howard, and Baltimore City at the high end, with a typical median across Maryland counties applied by default in the calculator. At $85,000, the marginal state rate is 4.75% on the top slice, and the county line adds $2,423 as Typical Maryland county income tax. Combined state-and-county burden lands among the higher state-local stacks in the country. Maryland runs no SDI program separate from the state and county structures. At $85,000 for a single filer with a typical county overlay, federal income tax lands at $9,870, state income tax at $3,826, county tax at $2,423, combined FICA at $6,503, and take-home for the year at $62,379. The effective total rate is 26.61%. Use the county selector below to pick Montgomery, Prince George's, Anne Arundel, Howard, Baltimore Co., Baltimore City, or another MD county for the exact rate.
Maryland state tax breakdown
Single-filer state income tax brackets used by the calculator for 2026.
| Taxable Income | Rate |
|---|---|
| $0 - $1,000 | 2% |
| $1,000 - $2,000 | 3% |
| $2,000 - $3,000 | 4% |
| $3,000 - $100,000 | 4.75% |
| $100,000 - $125,000 | 5% |
| $125,000 - $150,000 | 5.25% |
| $150,000 - $250,000 | 5.5% |
| $250,000 - $500,000 | 5.75% |
| $500,000 - $1,000,000 | 6.25% |
| $1,000,000+ | 6.5% |
Cities in Maryland
Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.
- Baltimore City, MD (3.2%)
- Allegany County, MD (3.2%)
- Baltimore County, MD (3.2%)
- Calvert County, MD (3.2%)
- Caroline County, MD (3.2%)
- Carroll County, MD (3.03%)
- Cecil County, MD (2.74%)
- Charles County, MD (3.03%)
- Dorchester County, MD (3.3%)
- Garrett County, MD (2.65%)
- Harford County, MD (3.06%)
- Howard County, MD (3.2%)
- Kent County, MD (3.3%)
- Montgomery County, MD (3.2%)
- Prince George's County, MD (3.2%)
- Queen Anne's County, MD (3.2%)
- St. Mary's County, MD (3.2%)
- Somerset County, MD (3.2%)
- Talbot County, MD (2.4%)
- Washington County, MD (2.95%)
- Wicomico County, MD (3.2%)
- Worcester County, MD (2.25%)
- Anne Arundel County, MD
- Frederick County, MD
vs. baseline ($85,000 single filer)
A $85,000 salary in Maryland takes home approximately $6,200 less than the same salary in a no-income-tax state like Texas or Florida.
What this estimate includes
This calculator computes Maryland take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Maryland's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.
Maryland paycheck FAQ
What is the federal tax bill on $85,000 single in Maryland for 2026?
How much Maryland state tax does someone owe on $85,000?
How does the Maryland county income tax work?
How much does a 401(k) contribution save at $85,000 in Maryland?
What changes for married filing jointly, head of household, or filing separately at $85,000 in Maryland?
How does Maryland compare to Virginia at $85,000?
Take-home at common salaries for Maryland
Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Maryland.
See also
Reviewed
How This Page Is Reviewed
The Maryland paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.
Reviewed by
PaycheckCalc Research Desk
Last reviewed
2026-07-14