State paycheck calculator

Maryland Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Maryland applies a progressive state income tax with rates from 2% to 5.75% across eight brackets. Every Maryland county and Baltimore City levies an additional county or city income tax on residents, with rates ranging from roughly 2.25% to 3.20% applied as a percentage of taxable income. The combined effect is that a typical Maryland resident sees a state line and a county line on the pay stub, with total state-plus-local often near 7% to 9% of taxable income. Maryland has no State Disability Insurance program funded by employee payroll. This calculator estimates 2026 Maryland take-home pay after federal tax, FICA, state tax, and supported county or city local rates. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Maryland takes home approximately $6,400 less than the same salary in a no-income-tax state like Texas or Florida.

Maryland state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $1,0002%
$1,000 - $2,0003%
$2,000 - $3,0004%
$3,000 - $100,0004.75%
$100,000 - $125,0005%
$125,000 - $150,0005.25%
$150,000 - $250,0005.50%
$250,000+5.75%

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Maryland paycheck FAQ

Does every Maryland county really tax income?
Yes. Maryland is one of the few US states where every county (plus Baltimore City) levies its own income tax, typically in the 2.25% to 3.20% range as a percentage of state taxable income.
How do Montgomery County and Prince George's County rates compare?
Both are near the top of the Maryland local-rate range. Montgomery County is about 3.20% and Prince George's County is also about 3.20%, two of the highest local rates in the state. Combined with the state schedule, residents of those counties pay roughly 8% to 9% in state plus local income tax at typical incomes.
Does Maryland have State Disability Insurance?
No. Maryland does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
How does Maryland compare to neighboring DC or Virginia?
DC's top rate of 10.75% applies only above $1 million; at typical incomes, DC's effective rate is below Maryland's combined state-plus-county figure. Virginia tops at 5.75% with no county income tax, so Virginia residents at the same gross often take home more than Maryland counterparts.

Take-home at common salaries for Maryland

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Maryland.

Reviewed

How This Page Is Reviewed

The Maryland paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20