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Pennsylvania Paycheck Calculator (2026)

Enter your annual salary below to see your Pennsylvania take-home pay after federal, state, FICA, and any local taxes for 2026.

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Pennsylvania local EIT coverage is currently limited to nine major jurisdictions (Philadelphia, Pittsburgh, Scranton, Erie, Allentown, Reading, Bethlehem, Harrisburg, Wilkes-Barre). Residents of other PA municipalities should check their township's posted EIT rate; the calculator does not yet apply it automatically.

Quick answer

Pennsylvania applies a flat 3.07% state income tax to wage income, plus a local Earned Income Tax that every PA municipality assesses on residents. At $85,000 single in Pennsylvania, the after-tax state-only estimate is $66,018 per year. Philadelphia residents pay a higher city wage tax in place of the EIT layer.

Pennsylvania's flat 3.07% state income tax is among the lower state-only rates in the country, but the state is the only US jurisdiction where every municipality, school district, and many townships layer a local Earned Income Tax on top. EIT rates usually fall in the low single digits as a percent of wages, set by each municipal council and split between residence and work-location entities. Philadelphia operates outside the EIT framework with its own city wage tax, applied at one rate on residents and a slightly lower rate for non-residents working in the city. Pennsylvania runs no State Disability Insurance program, and the city wage tax is the only local layer that sits outside the EIT structure. At $85,000 for a single filer in Pennsylvania with no local EIT selected, federal income tax lands at $9,870, state income tax at $2,610, combined FICA at $6,503, and take-home for the year at $66,018. The effective total rate is 22.33%. Use the calculator below to layer in a specific municipality or compare Pennsylvania against neighboring New Jersey, Ohio, or New York.

Pennsylvania state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+3.07%

Cities in Pennsylvania

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

vs. baseline ($85,000 single filer)

A $85,000 salary in Pennsylvania takes home approximately $2,600 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Pennsylvania take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Pennsylvania's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Pennsylvania paycheck FAQ

What is the federal tax bill on $85,000 single in Pennsylvania for 2026?
A $85,000 single filer in Pennsylvania owes approximately $9,870 in federal income tax, with the top slice of taxable income inside the 22% federal bracket after the standard deduction. The federal calculation works the same in every state, so a Pennsylvania resident sees the same federal line as a New Jersey or Ohio counterpart at this gross.
How much Pennsylvania state tax does someone owe on $85,000?
Pennsylvania state income tax at $85,000 for a single filer is approximately $2,610, an effective state rate of 3.07%. Because the schedule is flat at 3.07%, the marginal and effective rates collapse to the same figure. No SDI deduction applies at the state level. A municipal EIT or the Philadelphia wage tax would stack on top depending on residence.
How does the Pennsylvania EIT work?
Every Pennsylvania municipality outside Philadelphia administers a local Earned Income Tax on residents through Act 32 collection. Rates vary by township, borough, and school district, with most falling in the low single digits as a percent of wages. The Philadelphia paycheck calculator page handles Philadelphia's separate city wage tax. Use the calculator's city selector to apply one.
How much does a 401(k) contribution save at $85,000 in Pennsylvania?
At $85,000 single in Pennsylvania with no local EIT applied, the combined marginal rate is 25.07% (federal 22% plus state 3.07%). Traditional 401(k) and HSA contributions reduce federal and Pennsylvania taxable income at that combined rate. The EIT and Philadelphia wage tax generally apply to gross wages and do not move with pre-tax deferrals.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Pennsylvania?
MFJ at $85,000 in Pennsylvania produces take-home of about $70,048, roughly $4,030 more than the single estimate. Wider federal MFJ brackets and the doubled federal standard deduction drive most of the change; Pennsylvania's constitutional flat rate is filing-status-neutral, and the state offers no standard deduction, so MFJ does not move the state line directly. Filing as Head of Household lifts take-home to about $68,940, around $2,922 more than Single, on the strength of wider federal HoH brackets alone. Combined two-return Married Filing Separately take-home runs roughly $4,030 less than MFJ; municipal EIT and the Philadelphia wage tax apply per individual.
How does Pennsylvania compare to New Jersey at $85,000?
New Jersey runs a progressive state schedule plus UI/WF/SWF, FLI, and TDI payroll deductions where Pennsylvania runs a flat rate plus optional municipal EIT. At $85,000 single, take-home differs between Pennsylvania and New Jersey by roughly $1,162 per year. Adding a Pennsylvania EIT or the Philadelphia wage tax can narrow or widen that gap depending on residence.

Take-home at common salaries for Pennsylvania

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Pennsylvania.

$50,000 after taxesin Pennsylvania$75,000 after taxesin Pennsylvania$100,000 after taxesin Pennsylvania$150,000 after taxesin Pennsylvania$200,000 after taxesin Pennsylvania$250,000 after taxesin Pennsylvania$60,000 after taxesin Pennsylvania

See also

Run the full US paycheck calculatorPennsylvania vs New Jersey: side-by-side paycheck comparisonHow the same salary lands in New YorkHow the same salary lands in West VirginiaRun the same numbers against DelawareHow the same salary lands in MarylandPennsylvania hourly pay, by pay periodTime and a half after Pennsylvania payroll taxPennsylvania self-employed take-home, both FICA halvesSee how two locations compare on take-homePaycheck and tax glossaryHow these estimates are built, line by line

Reviewed

How This Page Is Reviewed

The Pennsylvania paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-14