State paycheck calculator
Pennsylvania Paycheck Calculator (2026)
Enter your annual salary below to see your Pennsylvania take-home pay after federal, state, FICA, and any local taxes for 2026.
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Pennsylvania local EIT coverage is currently limited to nine major jurisdictions (Philadelphia, Pittsburgh, Scranton, Erie, Allentown, Reading, Bethlehem, Harrisburg, Wilkes-Barre). Residents of other PA municipalities should check their township's posted EIT rate; the calculator does not yet apply it automatically.
Quick answer
Pennsylvania applies a flat 3.07% state income tax to wage income, plus a local Earned Income Tax that every PA municipality assesses on residents. At $85,000 single in Pennsylvania, the after-tax state-only estimate is $66,018 per year. Philadelphia residents pay a higher city wage tax in place of the EIT layer.
Pennsylvania's flat 3.07% state income tax is among the lower state-only rates in the country, but the state is the only US jurisdiction where every municipality, school district, and many townships layer a local Earned Income Tax on top. EIT rates usually fall in the low single digits as a percent of wages, set by each municipal council and split between residence and work-location entities. Philadelphia operates outside the EIT framework with its own city wage tax, applied at one rate on residents and a slightly lower rate for non-residents working in the city. Pennsylvania runs no State Disability Insurance program, and the city wage tax is the only local layer that sits outside the EIT structure. At $85,000 for a single filer in Pennsylvania with no local EIT selected, federal income tax lands at $9,870, state income tax at $2,610, combined FICA at $6,503, and take-home for the year at $66,018. The effective total rate is 22.33%. Use the calculator below to layer in a specific municipality or compare Pennsylvania against neighboring New Jersey, Ohio, or New York.
Pennsylvania state tax breakdown
Single-filer state income tax brackets used by the calculator for 2026.
| Taxable Income | Rate |
|---|---|
| $0+ | 3.07% |
Cities in Pennsylvania
Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.
- Philadelphia, PA (3.735%)
- Pittsburgh, PA (3%)
- Erie, PA (1.18%)
- Allentown, PA (1.975%)
- Wilkes-Barre, PA (3%)
- Johnstown, PA (1.3%)
- McKeesport, PA (1.7%)
- State College, PA (2.25%)
- Bethel Park, PA (1.4%)
- Millcreek Township, PA (1%)
- Penn Hills Township, PA (1.75%)
- Scranton, PA (3.4%)
- Reading, PA (3.6%)
- Bethlehem, PA (1%)
- Lancaster, Pennsylvania (1.6%)
- Altoona, PA (1.7%)
- York, Pennsylvania (1.25%)
- Norristown, PA (1.6%)
- Bensalem Township, PA (1%)
- Abington Township, PA (1%)
- Upper Darby Township, PA (1%)
- Cheltenham Township, PA (1.5%)
- Harrisburg, PA (2%)
- Chester, PA (2.75%)
- New Castle, PA (2.1%)
- Lebanon, Pennsylvania (1.4%)
vs. baseline ($85,000 single filer)
A $85,000 salary in Pennsylvania takes home approximately $2,600 less than the same salary in a no-income-tax state like Texas or Florida.
What else comes out of a Pennsylvania paycheck?
Pennsylvania administers no payroll program of its own, so no SDI, TDI or paid-leave line appears on the stub. The local layer is separate: 26 Pennsylvania jurisdictions levy a local income tax, so the city you pick moves the total. Reciprocity agreements cover Pennsylvania residents working in Indiana, Maryland, New Jersey, Ohio, Virginia or West Virginia. File the work state's exemption certificate and only Pennsylvania taxes those wages. It covers state income tax only, never a work-state city tax. All of this is withholding, not a final bill. What comes out each period follows your W-4, and the return you file settles the difference, refunding an over-collection or billing a shortfall.
What this estimate includes
This calculator computes Pennsylvania take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Pennsylvania's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.
Pennsylvania paycheck FAQ
What is the federal tax bill on $85,000 single in Pennsylvania for 2026?
How much Pennsylvania state tax does someone owe on $85,000?
How does the Pennsylvania EIT work?
How much does a 401(k) contribution save at $85,000 in Pennsylvania?
What changes for married filing jointly, head of household, or filing separately at $85,000 in Pennsylvania?
How does Pennsylvania compare to New Jersey at $85,000?
Take-home at common salaries for Pennsylvania
Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Pennsylvania.
See also
Reviewed
How This Page Is Reviewed
The Pennsylvania paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.
Reviewed by
PaycheckCalc Research Desk
Last reviewed
2026-07-26