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Pennsylvania Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Pennsylvania levies a flat 3.07% state income tax on wage earnings, one of the lower flat-rate burdens in the country. What makes Pennsylvania different from most flat-tax states is local taxation. Most Pennsylvania municipalities impose a local Earned Income Tax (EIT) on residents, generally between 1% and 3%, and Philadelphia adds its own city wage tax that operates separately from the EIT structure. Many municipalities also collect a small fixed Local Services Tax on employed residents. The state has no broad-based State Disability Insurance program. Together, the 3.07% state tax and a typical 1% to 3% local rate can put state and local income tax in the 4% to 6% range for a middle-income PA resident. This calculator estimates 2026 Pennsylvania take-home pay with support for major local jurisdictions, including Philadelphia's resident wage tax.

vs. baseline ($85,000 single filer)

A $85,000 salary in Pennsylvania takes home approximately $2,600 less than the same salary in a no-income-tax state like Texas or Florida.

Data pending verification

Pennsylvania local EIT coverage is currently limited to nine major jurisdictions (Philadelphia, Pittsburgh, Scranton, Erie, Allentown, Reading, Bethlehem, Harrisburg, Wilkes-Barre). Residents of other PA municipalities should check their township's posted EIT rate; the calculator does not yet apply it automatically.

Pennsylvania state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+3.07%

Cities in Pennsylvania

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

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Pennsylvania paycheck FAQ

Why is Pennsylvania's local tax so significant compared to other states?
Pennsylvania authorizes municipalities and school districts to levy a local Earned Income Tax (EIT) on top of the 3.07% state rate. Typical EIT rates run from 1% to 3% of resident wages, and they are withheld at the source. In many states, local income tax is rare or absent, so Pennsylvania's EIT structure stands out on a paycheck.
Does Philadelphia tax wages differently from other Pennsylvania cities?
Yes. Philadelphia has its own city wage tax that operates separately from the statewide EIT structure. Residents pay around 3.79%, and non-residents who work in the city pay a slightly lower rate. Philadelphia does not also charge a separate EIT, so the city wage tax is the local line that shows up on the pay stub.
How does Pennsylvania's 3.07% flat tax compare to New York's progressive rates at typical incomes?
At a $75,000 salary, a single New York resident pays roughly 5% to 6% in state tax once standard deductions and brackets are applied, plus NYC tax for city residents. A Pennsylvania resident at the same income pays 3.07% in state tax, often plus a 1% to 3% local EIT. The headline comparison favors Pennsylvania, but local EIT and Philadelphia wage tax narrow the gap depending on where the worker lives.
Does Pennsylvania have State Disability Insurance?
No. Pennsylvania does not levy a State Disability Insurance payroll deduction. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
Are Pennsylvania local Earned Income Tax rates the same across the state?
No. EIT rates are set at the municipal and school district level, so they vary from one township or borough to the next. Most rates fall in the 1% to 3% range, but the exact figure depends on the residence and the work location. Use the calculator's city selection to apply one of the supported rates.

Take-home at common salaries for Pennsylvania

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Pennsylvania.

$50,000 after taxesin Pennsylvania$75,000 after taxesin Pennsylvania$100,000 after taxesin Pennsylvania$150,000 after taxesin Pennsylvania$200,000 after taxesin Pennsylvania$250,000 after taxesin Pennsylvania

See also

Run the full US paycheck calculatorCompare to New York paycheck calculatorCompare to New Jersey paycheck calculatorCompare to Delaware paycheck calculatorCompare to Maryland paycheck calculatorCompare to West Virginia paycheck calculatorCompare to Ohio paycheck calculatorCompare to Michigan paycheck calculatorCompare to Indiana paycheck calculatorCompare paycheck taxes between two locationsPaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Pennsylvania paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20