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Philadelphia Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Philadelphia levies a city wage tax that operates separately from Pennsylvania's statewide Earned Income Tax structure. Residents pay around 3.79%, and non-residents who work within city limits pay a slightly lower rate. Philadelphia does not also charge a local EIT, so the wage tax is the only city-level income tax line on a Philadelphia pay stub. Pennsylvania has no State Disability Insurance program, and the state-level tax is 3.07% flat. Combined, a Philadelphia resident pays roughly 6.86% in state plus city income tax on wage earnings. This calculator estimates 2026 take-home pay for a Philadelphia resident after federal tax, FICA, Pennsylvania state tax, and the city wage tax. It supports pre-tax 401(k) and HSA deductions.

$85,000 single filer take-home comparison

Philadelphia

$62,800

Pennsylvania (no city tax)

$66,000

Texas (no income tax)

$68,600

Philadelphia take-home is -$3,200 vs the state-only figure and -$5,800 vs the no-income-tax baseline.

Philadelphia local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+3.79%

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Philadelphia paycheck FAQ

How does Philadelphia's city wage tax differ from Pennsylvania's local Earned Income Tax (EIT)?
The Philadelphia wage tax is a separate, distinct tax that operates independently of the statewide EIT framework. Most Pennsylvania municipalities levy an EIT (typically 1% to 3%) plus the state 3.07% rate; Philadelphia has its own city wage tax in place of an EIT, at a higher rate.
What is the difference between the resident and non-resident Philadelphia wage tax rates?
Residents pay around 3.79% on all wage income. Non-residents who work in Philadelphia pay a slightly lower rate, around 3.44% (the rates are adjusted periodically by the city). The rate is withheld at the source based on the worker's residency.
Do Philadelphia residents pay both Philadelphia wage tax and PA local EIT?
No. Philadelphia residents do not also pay a PA local EIT; the Philadelphia wage tax replaces it. Residents of other Pennsylvania municipalities pay 3.07% state plus a 1% to 3% local EIT instead.
Does Pennsylvania have State Disability Insurance?
No. Pennsylvania does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.

See also

Run the full Pennsylvania paycheck calculatorCompare to Pittsburgh paycheck calculatorCompare to Scranton paycheck calculatorCompare to Erie, Pennsylvania paycheck calculatorCompare to Allentown paycheck calculatorCompare to Reading, Pennsylvania paycheck calculatorCompare to Bethlehem, Pennsylvania paycheck calculatorCompare to Harrisburg paycheck calculatorCompare to Wilkes-Barre paycheck calculatorBrowse all city paycheck calculatorsBrowse paycheck calculators by statePaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Philadelphia paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20