Terms of Service

1. Acceptance of Terms

By accessing or using PaycheckCalc at paychecktakehomecalculator.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site. These terms apply to all visitors and users of the Site.

2. About the Site

PaycheckCalc is a free, browser-based paycheck and tax estimation tool operated by Barron Hansen, doing business as SquarePeg Ideas. The Site provides estimates of US take-home pay after federal, state, and local taxes. No account or registration is required to use the Site.

3. Estimates Only: Not Professional Advice

All results produced by this Site are estimates only. They do not constitute financial, tax, legal, payroll, or investment advice. Your actual withholding and take-home pay may differ from the estimates shown due to W-4 elections, employer payroll rules, supplemental wage handling, tax credits, multi-state employment, benefit deductions, and other factors not modeled by this tool. Always confirm important financial decisions with official sources or a qualified professional.

4. Data Accuracy

We work to keep tax rates, brackets, and other assumptions current by referencing primary sources: IRS publications, Social Security Administration guidance, state revenue department publications, and municipal tax codes. Tax law changes frequently and we cannot guarantee that every figure is accurate at every moment. We are not responsible for errors or omissions in the data.

5. Intellectual Property

All content on this Site, including text, design, code, and calculator logic, is the property of SquarePeg Ideas or its licensors and is protected by applicable intellectual property laws. You may use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without prior written permission.

6. Acceptable Use

You agree not to use the Site in any way that:

• Violates any applicable law or regulation
• Infringes the rights of any third party
• Attempts to gain unauthorized access to any part of the Site or its infrastructure
• Scrapes or harvests data from the Site in a manner that places unreasonable load on our servers
• Introduces malicious code or interferes with the proper functioning of the Site

7. Third-Party Services and Links

The Site may display advertising served by third-party networks including Google AdSense, and may contain links to external websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site or service. The inclusion of a link does not imply endorsement.

8. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, SquarePeg Ideas and Barron Hansen shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Site, including any reliance on estimates or information provided by the Site. Our total liability to you for any claim arising from these terms or your use of the Site shall not exceed $100 USD.

10. Indemnification

You agree to indemnify, defend, and hold harmless SquarePeg Ideas, Barron Hansen, and their respective agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the Site or your violation of these Terms of Service.

11. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of the State of Florida, United States, without regard to its conflict of law provisions. Any dispute arising from these terms or your use of the Site shall be resolved through binding arbitration administered under the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction. You waive any right to a jury trial or to participate in a class action lawsuit.

12. Changes to These Terms

We reserve the right to update these Terms of Service at any time. The "Last updated" date at the top of this page will reflect any changes. Your continued use of the Site after any update constitutes your acceptance of the revised terms.

13. Contact

If you have questions about these Terms of Service, please contact us at hello@paychecktakehomecalculator.com or use the contact page.