State paycheck calculator

Texas Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Texas does not levy a state personal income tax. For wage earners, this means no state withholding from each paycheck and no annual state income tax return for wage income. Federal income tax and FICA (Social Security and Medicare) still apply at the same rates as any other state. Texas does not have a State Disability Insurance program funded by payroll deductions, and most Texas cities do not impose a local income tax on wages. The state collects revenue primarily through sales tax and property tax, which are paid separately and do not affect paycheck withholding. This calculator estimates 2026 take-home pay for Texas residents after federal tax, FICA, and any pre-tax 401(k) or HSA contributions you elect.

vs. baseline ($85,000 single filer)

Texas is one of nine US states with no broad-based personal income tax. The same $85,000 salary takes home approximately $5,600 more than in a high-tax state like California.

Texas state tax breakdown

Texas has no state income tax on wage income. The calculator below applies only federal income tax and FICA to your gross pay.

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Type above or pick a quick salary to see your 2026 take-home pay instantly.

Texas paycheck FAQ

Does Texas have a state income tax?
No. Texas is one of nine US states with no broad-based personal income tax on wage income. Your paycheck withholding includes only federal income tax and FICA.
What other taxes affect a Texas paycheck?
Just federal income tax and FICA (Social Security at 6.2% and Medicare at 1.45%, with the Additional Medicare surtax on higher earners). Pre-tax deductions like 401(k) and HSA still reduce federal taxable income.
Why is my Texas take-home pay higher than the same salary would be in California?
California's state income tax and SDI together can reduce take-home pay by 6% to 11% of gross for typical wage earners. In Texas, that money stays in your paycheck. Cost-of-living differences vary by city, but on a paycheck basis the gap is meaningful.
Do any Texas cities tax wages?
No. Texas cities and counties do not impose a local income tax or payroll tax on employee wages.

Take-home at common salaries for Texas

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Texas.

Reviewed

How This Page Is Reviewed

The Texas paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20