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City paycheck calculators

US City Paycheck Calculators

By Barron Hansen, Founder ยท Updated April 20, 2026

City-level taxes are where US paycheck math gets interesting. Most US cities do not levy a personal income tax, so a Houston paycheck and an Austin paycheck look identical to a Dallas paycheck on the local line. A small set of cities, mostly concentrated in Pennsylvania, Ohio, Kentucky, Michigan, New York, and a handful of others, do impose a local income or wage tax that shows up on the pay stub. This directory covers the cities our calculator engine models, with a dedicated page per city. Each city page shows the local tax structure, a side-by-side take-home comparison with the parent state and a no-tax baseline, and a calculator pre-set to that city.

How much city tax adds on top of state

The cities below show how much the local layer changes take-home on the same gross salary. Each figure assumes a single filer earning $85,000 in 2026, with no 401(k) or HSA contributions and the federal standard deduction applied. The state-only column is the same salary in the parent state with no city tax applied.

CityCity + StateState OnlyDelta
New York City$60,300$63,500-$3,200 vs state
Philadelphia$62,800$66,000-$3,200 vs state
Detroit$63,000$65,000-$2,000 vs state
Louisville$63,300$65,200-$1,900 vs state
Portland, Oregon$62,000$62,000Same as state

Some local taxes (notably Portland Metro and Multnomah PFA in Oregon) apply only above income thresholds. At $85,000 single, those thresholds may not be reached; the city page explains when they kick in.

Browse by state

Cities are grouped under their parent state. Calculators currently published are listed below; additional cities are added in batches.

Alabama

BessemerFlat 1% local rateBirmingham, AlabamaFlat 1% local rateGadsdenFlat 2% local rate

Delaware

Wilmington, DelawareFlat 1.25% local rate

Indiana

Anderson (Madison County), IndianaFlat 1.75% local rateEvansville (Vanderburgh County)Flat 1.2% local rateFort Wayne (Allen County)Flat 1.48% local rateGary (Lake County), IndianaFlat 1.5% local rateHamilton County, IndianaFlat 1.1% local rateIndianapolis (Marion County)Flat 2.02% local rateLafayette (Tippecanoe County), IndianaFlat 1.15% local rateSouth Bend (St. Joseph County)Flat 1.75% local rate

Iowa

Des MoinesSurcharge: 7.5% of state tax

Kentucky

Bowling Green, KentuckyFlat 1.75% local rateCovington, KentuckyFlat 2.45% local rateElizabethtown, KentuckyFlat 1.5% local rateFlorence, KentuckyFlat 2% local rateFrankfort, KentuckyFlat 1.85% local rateHenderson County, KentuckyFlat 1% local rateHopkinsvilleFlat 1.5% local rateLexington, KentuckyFlat 2.25% local rateLouisvilleFlat 2.28% local rateOwensboroFlat 1.78% local rate

Maryland

Anne Arundel County, MarylandFlat 2.81% local rateBaltimoreFlat 3.2% local rateBaltimore County, MarylandFlat 3.2% local rateCharles County, MarylandFlat 3.03% local rateFrederick County, MarylandFlat 2.96% local rateHarford County, MarylandFlat 3.06% local rateHoward County, MarylandFlat 3.2% local rateMontgomery County, MarylandFlat 3.2% local ratePrince George's County, MarylandFlat 3.2% local rate

Michigan

DetroitFlat 2.4% local rateFlintFlat 1% local rateGrand RapidsFlat 1.5% local rateLansingFlat 1% local rateMuskegonFlat 1% local ratePontiacFlat 1% local ratePort HuronFlat 1% local rateSaginawFlat 1.5% local rateWalker, MichiganFlat 1% local rate

Missouri

Kansas City, MissouriFlat 1% local rateSt. LouisFlat 1% local rate

New York

New York CityProgressive local tax (top 3.88%)YonkersSurcharge: 16.75% of state tax

Ohio

AkronFlat 2.5% local rateCanton, OhioFlat 2% local rateCincinnatiFlat 1.8% local rateClevelandFlat 2.5% local rateColumbus, OhioFlat 2.5% local rateDaytonFlat 2.25% local rateElyriaFlat 2.25% local rateHamilton, OhioFlat 2% local rateKetteringFlat 2.25% local rateLorainFlat 2% local rateSpringfield, OhioFlat 2% local rateToledoFlat 2.25% local rateYoungstownFlat 2.75% local rate

Oregon

Portland, OregonProgressive local tax (top 3%)

Pennsylvania

AllentownFlat 1.98% local rateBethlehem, PennsylvaniaFlat 1% local rateErie, PennsylvaniaFlat 1.18% local rateHarrisburgFlat 2% local ratePhiladelphiaFlat 3.79% local ratePittsburghFlat 3% local rateReading, PennsylvaniaFlat 3.6% local rateScrantonFlat 3.4% local rateWilkes-BarreFlat 3% local rate

Calculators for additional cities are being added on a rolling basis, prioritized by population and the size of the local tax burden. Each new city page ships with its own local tax breakdown, a three-way take-home comparison against the parent state and a no-income-tax baseline, and a calculator pre-set to that city.

Reviewed

How This Page Is Reviewed

The city directory is reviewed alongside each city page batch. Local tax rates and supported jurisdictions are validated against city revenue departments and the primary sources below before publication.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20

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