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City paycheck calculators

US City Paycheck Calculators

By Barron Hansen, Founder · Updated June 25, 2026

Most US cities do not levy a local income tax. Browse all 107 cities with calculators below or jump to a specific metro.

Browse by state

Cities are grouped under their parent state. Browse the directory below to find your city's calculator.

Alabama

BessemerFlat 1% local rateBirmingham, AlabamaFlat 1% local rateGadsdenFlat 2% local rate

Arizona

PhoenixState tax only (Arizona)

California

Los AngelesState tax only (California)SacramentoState tax only (California)San DiegoState tax only (California)San FranciscoState tax only (California)San JoseState tax only (California)

Colorado

DenverState tax only (Colorado)

Delaware

Wilmington, DelawareFlat 1.25% local rate

Florida

MiamiState tax only (Florida)OrlandoState tax only (Florida)TampaState tax only (Florida)

Georgia

AtlantaState tax only (Georgia)

Illinois

ChicagoState tax only (Illinois)

Indiana

Anderson (Madison County), IndianaFlat 2.25% local rateBloomington (Monroe County)Flat 2.14% local rateElkhart (Elkhart County)Flat 2% local rateEvansville (Vanderburgh County)Flat 1.25% local rateFort Wayne (Allen County)Flat 1.59% local rateGary (Lake County), IndianaFlat 1.5% local rateHamilton County, IndianaFlat 1.1% local rateIndianapolis (Marion County)Flat 2.02% local rateLafayette (Tippecanoe County), IndianaFlat 1.28% local ratePorter County, IndianaFlat 0.5% local rateSouth Bend (St. Joseph County)Flat 1.75% local rate

Iowa

Des MoinesSurcharge: 7.5% of state tax

Kentucky

Bowling Green, KentuckyFlat 1.85% local rateCovington, KentuckyFlat 2.45% local rateElizabethtown, KentuckyFlat 1.95% local rateFlorence, KentuckyFlat 2% local rateFrankfort, KentuckyFlat 1.95% local rateHenderson County, KentuckyFlat 1% local rateHopkinsvilleFlat 1.95% local rateLexington, KentuckyFlat 2.25% local rateLouisvilleFlat 2.2% local rateOwensboroFlat 1.78% local rate

Maryland

Allegany County, MarylandFlat 3.2% local rateAnne Arundel County, MarylandProgressive local tax (top 3.2%)BaltimoreFlat 3.2% local rateBaltimore County, MarylandFlat 3.2% local rateCarroll County, MarylandFlat 3.03% local rateCharles County, MarylandFlat 3.03% local rateFrederick County, MarylandProgressive local tax (top 3.2%)Harford County, MarylandFlat 3.06% local rateHoward County, MarylandFlat 3.2% local rateMontgomery County, MarylandFlat 3.2% local ratePrince George's County, MarylandFlat 3.2% local rateWorcester County, MarylandFlat 2.25% local rate

Massachusetts

BostonState tax only (Massachusetts)

Michigan

DetroitFlat 2.4% local rateFlintFlat 1% local rateGrand RapidsFlat 1.5% local rateLansingFlat 1% local rateMuskegonFlat 1% local ratePontiacFlat 1% local ratePort HuronFlat 1% local rateSaginawFlat 1.5% local rateWalker, MichiganFlat 1% local rate

Minnesota

MinneapolisState tax only (Minnesota)

Missouri

Kansas City, MissouriFlat 1% local rateSt. LouisFlat 1% local rate

Nevada

Las VegasState tax only (Nevada)

New Mexico

AlbuquerqueState tax only (New Mexico)

New York

New York CityProgressive local tax (top 3.88%)YonkersSurcharge: 16.75% of state tax

North Carolina

CharlotteState tax only (North Carolina)RaleighState tax only (North Carolina)

Ohio

AkronFlat 2.5% local rateCanton, OhioFlat 2.5% local rateCincinnatiFlat 1.8% local rateClevelandFlat 2.5% local rateCleveland HeightsFlat 2.25% local rateColumbus, OhioFlat 2.5% local rateDaytonFlat 2.5% local rateElyriaFlat 2.25% local rateEuclidFlat 2.85% local rateFindlayFlat 1% local rateHamilton, OhioFlat 2% local rateKetteringFlat 2.25% local rateLakewood, OhioFlat 1.5% local rateLorainFlat 2.5% local rateParmaFlat 2.5% local rateSpringfield, OhioFlat 2.4% local rateToledoFlat 2.5% local rateYoungstownFlat 2.75% local rate

Oregon

Portland, OregonProgressive local tax (top 3%)

Pennsylvania

AllentownFlat 1.98% local rateBethlehem, PennsylvaniaFlat 1% local rateErie, PennsylvaniaFlat 1.18% local rateHarrisburgFlat 2% local ratePhiladelphiaFlat 3.74% local ratePittsburghFlat 3% local rateReading, PennsylvaniaFlat 3.6% local rateScrantonFlat 3.4% local rateState CollegeFlat 2.25% local rateUpper DarbyFlat 1% local rateWilkes-BarreFlat 3% local rate

Tennessee

MemphisState tax only (Tennessee)NashvilleState tax only (Tennessee)

Texas

AustinState tax only (Texas)DallasState tax only (Texas)HoustonState tax only (Texas)San AntonioState tax only (Texas)

Utah

Salt Lake CityState tax only (Utah)

Washington

SeattleState tax only (Washington)

How much city tax adds on top of state

The cities below show how much the local layer changes take-home on the same gross salary. Each figure assumes a single filer earning $85,000 in 2026, with no 401(k) or HSA contributions and the federal standard deduction applied. The state-only column is the same salary in the parent state with no city tax applied.

CityCity + StateState OnlyDelta
New York City$61,000$64,200-$3,200 vs state
Philadelphia$62,800$66,000-$3,200 vs state
Detroit$63,200$65,300-$2,000 vs state
Louisville$63,900$65,800-$1,900 vs state
Portland, Oregon$62,000$62,000Same as state

Some local taxes (notably Portland Metro and Multnomah PFA in Oregon) apply only above income thresholds. At $85,000 single, those thresholds may not be reached; the city page explains when they kick in.

About the directory

City-level taxes are where US paycheck math gets interesting. Most US cities do not levy a personal income tax, so a Houston paycheck and a Dallas paycheck look identical on the local line. A smaller set of cities, mostly concentrated in Pennsylvania (universal Earned Income Tax), Ohio (600-plus municipalities under RITA and CCA), Kentucky (Occupational License Tax cities), Michigan (24 cities including Detroit), New York City and Yonkers, Maryland county overlays, and Indiana county tax, do impose a local income or wage tax that shows up on the pay stub. This directory covers 107 cities, including a growing set of major US metros without a local income tax (Los Angeles and others) where the page exists for context and the calculator pre-fills the state-level math. Each city page shows the local tax structure where it applies, a take-home comparison against the parent state and a no-tax baseline, and a calculator pre-set to that city. Some cities split rate by resident vs non-resident; the city page explains where that split lands and how the employer determines which rate applies.

Calculators for additional cities are being added on a rolling basis, prioritized by population and the size of the local tax burden. Each new city page ships with its own local tax breakdown, a three-way take-home comparison against the parent state and a no-income-tax baseline, and a calculator pre-set to that city.

Frequently asked questions

Which US cities have local income tax?
Cities and counties in Pennsylvania, Ohio, Kentucky, Michigan, New York, Maryland, and Indiana layer a local income or wage tax on top of state tax. Major examples include New York City, Philadelphia, Detroit, Louisville, Pittsburgh, Cleveland, Cincinnati, Columbus, Yonkers, Wilmington, and Birmingham. Most other US cities apply no local income tax.
What's the difference between city tax and state tax?
State tax flows to the state revenue department under a single bracket schedule covering the whole state. City tax applies only within municipal boundaries (or to non-residents working there), under a separate schedule set by the city. Both lines can hit the same paycheck, stacked on top of federal and FICA.
Does the local tax reduce my federal tax?
State and local income taxes are deductible on the federal return only if you itemize, and the combined state and local deduction is capped at $10,000 per year through 2025 (the SALT cap). Most workers take the standard deduction instead, so local tax has no direct federal benefit on the paycheck.
How is a city or local tax calculated?
Most local taxes apply a flat percentage to gross wages, withheld each pay period by the employer. A handful use progressive brackets (NYC) or a state-tax-surcharge model (Yonkers resident surcharge as a multiple of state tax). Some cities tax residents and non-residents at different rates; the city page details the split.
Which states have universal city or county tax?
Pennsylvania has near-universal city Earned Income Tax (EIT) covering most municipalities, withheld at the resident or non-resident rate. Ohio's RITA and CCA cover 600-plus municipalities. Indiana has a county income tax in every county. Maryland has a county tax stacked on the state schedule in every county and Baltimore City.
How do I find my city's rate?
Use the city directory above to find your city's dedicated page. Each page shows the local rate or bracket schedule, the resident vs non-resident split where applicable, the parent state's bracket schedule, and a calculator pre-set to that city. If your city isn't listed, no local income tax likely applies.

Reviewed

How This Page Is Reviewed

The city directory is reviewed alongside each city page batch. Local tax rates and supported jurisdictions are validated against city revenue departments and the primary sources below before publication.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-06-25

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