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Kettering Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Kettering is a Dayton-area suburb and levies a 2.25% municipal income tax on wages. The tax is administered through the Regional Income Tax Agency (RITA). Combined with Ohio's progressive state tax (top 3.5%), a Kettering resident pays roughly 5.75% in state plus local income tax at higher income levels. Ohio's residence-credit rule applies for commuters who live in Kettering and work in Dayton, the Wright-Patterson area, or elsewhere in the Dayton metro. This calculator estimates 2026 take-home pay for a Kettering resident after federal tax, FICA, Ohio state tax, and the Kettering municipal rate. It supports pre-tax 401(k) and HSA deductions.

$85,000 single filer take-home comparison

Kettering

$65,100

Ohio (no city tax)

$67,000

Texas (no income tax)

$68,600

Kettering take-home is -$1,900 vs the state-only figure and -$3,500 vs the no-income-tax baseline.

Kettering local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+2.25%

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Kettering paycheck FAQ

How does Kettering's rate compare to Dayton's?
Kettering and Dayton both sit at 2.25%. Residents of either city who commute to the other generally see full residence-credit offsets, since the rates match. Combined burdens are identical for similar incomes.
Is the Wright-Patterson Air Force Base tax included?
Wright-Patterson sits across multiple Ohio municipalities. Civilian wage earners working on base typically have municipal tax withheld at the rate of the city where their specific work location sits. A Kettering resident pays Kettering's 2.25% if the work jurisdiction matches, or settles via residence credit otherwise.
Does Kettering charge non-residents who work in the city?
Yes. Kettering's 2.25% rate applies to non-residents who work within city limits, withheld by the employer. The residence-credit logic flows back to the worker's home city, which determines whether additional liability is owed.

See also

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Reviewed

How This Page Is Reviewed

The Kettering paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20