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Cleveland Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Cleveland levies a 2.5% municipal income tax on wages, the same headline rate as Columbus. Cleveland's tax is administered by the Central Collection Agency (CCA), which serves many northeastern Ohio cities under a shared collection framework. Combined with Ohio's progressive state tax (top 3.5%), a Cleveland resident pays roughly 6% in state plus local income tax at higher income levels. Ohio's residence-credit rule means commuters who live in Cleveland but work elsewhere see different math than those who work in the city. This calculator estimates 2026 take-home pay for a Cleveland resident after federal tax, FICA, Ohio state tax, and the Cleveland municipal rate. It supports pre-tax 401(k) and HSA deductions.

$85,000 single filer take-home comparison

Cleveland

$64,900

Ohio (no city tax)

$67,000

Texas (no income tax)

$68,600

Cleveland take-home is -$2,100 vs the state-only figure and -$3,800 vs the no-income-tax baseline.

Cleveland local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+2.50%

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Cleveland paycheck FAQ

What is CCA, and how does it affect Cleveland withholding?
The Central Collection Agency (CCA) is a multi-jurisdiction tax collection service that administers the municipal income tax for many northeastern Ohio cities, including Cleveland. CCA processes returns, manages refunds, and handles employer withholding; the 2.5% rate is set by Cleveland, not CCA.
If I live in Cleveland but work in a neighboring suburb, what do I pay?
Cleveland's residence-credit rule generally lets you credit the tax paid to your work city against your Cleveland liability. If the work-city rate is below 2.5%, you owe Cleveland the difference; if the work city is at or above 2.5%, your Cleveland liability is typically zero on those wages.
How does Cleveland's rate compare to other large Ohio cities?
Cleveland matches Columbus and Akron at 2.5%. Cincinnati is lower at 1.8%, and several smaller Ohio municipalities run 1% to 2%. The 2.5% tier represents the upper end of typical Ohio municipal tax.

See also

Run the full Ohio paycheck calculatorCompare to Columbus, Ohio paycheck calculatorCompare to Cincinnati paycheck calculatorCompare to Toledo paycheck calculatorCompare to Akron paycheck calculatorCompare to Dayton paycheck calculatorCompare to Canton, Ohio paycheck calculatorCompare to Youngstown paycheck calculatorCompare to Lorain paycheck calculatorCompare to Hamilton, Ohio paycheck calculatorCompare to Springfield, Ohio paycheck calculatorCompare to Kettering paycheck calculatorCompare to Elyria paycheck calculatorBrowse all city paycheck calculatorsBrowse paycheck calculators by statePaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Cleveland paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20