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Ohio Paycheck Calculator (2026)

Enter your annual salary below to see your Ohio take-home pay after federal, state, FICA, and any local taxes for 2026.

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Ohio has over 600 municipalities that levy a city income tax. The calculator wires the 43 largest, and computes the resident credit for a commute between any two of them. Twelve of the 43 publish a cap on their resident credit without publishing the credit percentage behind it, and the calculator declines to estimate a work-elsewhere scenario for those twelve rather than guess at the missing figure. Residents of the other 550-odd municipalities should check RITA or CCA for their city's posted rate.

Ohio's personal exemption, its per-exemption credit, and its joint filing credit are all applied. Two smaller credits are not: the senior citizen credit and the retirement income credit both depend on details the calculator does not ask for, so a filer who qualifies for either will owe slightly less than the estimate shows.

Quick answer

Ohio taxes nothing on the first $26,050 of taxable income, then charges $332 plus 2.75% on the rest. At $85,000 single the state bill is $1,901 and take-home is $66,727 a year, before any city wage tax. An exemption of $1,900 comes off before the schedule runs.

Ohio's schedule is unusual in a way that matters at the bottom and is invisible at the top. Income up to $26,050 is taxed at 0%. Cross that line and the bill is $332 plus 2.75% of the excess, so the first dollar over the threshold does not cost three cents. It costs $332. That is a genuine cliff, and Ohio's relief is what can carry a filer back over it. A personal exemption comes off income before the schedule is applied, and its size depends on what you earn: $2,400 per person at the bottom, stepping down above $40,000, and $1,900 at $85,000. It is allowed for the filer, a spouse on a joint return, and each dependent alike, and it is disallowed entirely above $500,000. Two credits then come off the tax itself. Filers whose taxable income falls below $30,000 get $20 per exemption, and joint filers where both spouses earn get a share of the bill back, up to 20% of it and capped at $650. Above all of that sits the layer Ohio is actually known for: more than 600 municipalities levy their own wage tax, collected through RITA, CCA, or the city itself, and for many residents it is larger than the state line. At $85,000 single with no city selected, federal income tax lands at $9,870, state income tax at $1,901, FICA at $6,503, and take-home at $66,727, an effective total rate of 21.5%. Neighboring Indiana runs a flat state rate with county taxes layered on in much the same spirit; on the state line alone the yearly gap at this salary is about $577.

Ohio state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $26,0500%
$26,050+2.75%

Cities in Ohio

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

vs. baseline ($85,000 single filer)

A $85,000 salary in Ohio takes home approximately $1,900 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Ohio take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Ohio's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Ohio paycheck FAQ

Why does Ohio's tax jump by a flat amount at one income threshold?
Because the schedule is written that way: $332 plus 2.75% of the amount above $26,050, with the band underneath taxed at 0%. The $332 is not accumulated from lower brackets. It lands whole, the moment taxable income crosses $26,050. The exemption comes off before that test, which can pull a filer back under the line entirely.
How much Ohio state tax do you owe on $85,000?
About $1,901 for a single filer with no city tax selected, an effective state rate of 2.24%. The $1,900 personal exemption comes off first, then the schedule runs: 0% up to $26,050, and $332 plus 2.75% above it. The marginal rate on the top slice is 2.75%, which is low by national standards. Any city wage tax is separate and is not in that figure.
How does Ohio's personal exemption work?
It comes off income before the brackets, and the amount itself moves with income rather than staying fixed. Each person is worth $2,400 in the lowest band, steps down above $40,000, is worth $1,900 at $85,000, and is disallowed altogether once income reaches $500,000. Taxpayer, spouse, and every dependent count alike, so a family of four claims four of them.
What are Ohio's exemption credit and joint filing credit?
Both cut the tax rather than the income, which makes each worth its full face value. The exemption credit pays $20 per person, but only to a filer whose taxable income is under $30,000, and the ceiling is strict. The joint filing credit returns a share of the bill to couples where both spouses earn, as much as 20% of it at lower incomes, capped at $650.
Do Columbus, Cleveland, Cincinnati, or other Ohio cities tax wages?
Most do, typically in the low single digits, collected through RITA, CCA, or the city itself. That layer sits on top of everything on this page and frequently exceeds the state line. Ohio taxes wages where you earn them, so working in a different OH city than you live in means both cities tax you and your home city grants a credit. Pick a city above, tick the work-city box, and the calculator applies its published credit rule.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Ohio?
Joint filers take home about $70,809, roughly $4,082 more than a single filer. Ohio runs one rate schedule for every status, so the state-side difference comes from the exemption (a couple claims two of them) and from the joint filing credit, which needs both spouses to have income of their own. Head of Household clears about $69,649, driven by the wider federal brackets rather than by anything Ohio does.

Take-home at common salaries for Ohio

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Ohio.

$50,000 after taxesin Ohio$75,000 after taxesin Ohio$100,000 after taxesin Ohio$150,000 after taxesin Ohio$200,000 after taxesin Ohio$250,000 after taxesin Ohio$60,000 after taxesin Ohio

See also

Run the full US paycheck calculatorHow the same salary lands in West VirginiaMichigan take-home, for comparisonOhio vs Kentucky: side-by-side paycheck comparisonRun the same numbers against PennsylvaniaOhio vs Indiana: side-by-side paycheck comparisonOhio hourly pay, by pay periodSee how a bonus is withheld in OhioOhio overtime pay after taxesPut two states side by sidePlain-English glossary of paycheck termsHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Ohio paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-14