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Ohio Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Ohio applies a progressive state income tax with a top marginal rate around 3.23% on the highest incomes, one of the lower state-level top rates in the country. Most Ohio cities and many villages levy a municipal income tax on wages earned within their jurisdiction, typically 1.5% to 2.5%, collected through the Regional Income Tax Agency (RITA) or the Central Collection Agency (CCA) on behalf of the city. The combined state plus municipal income tax for a typical urban Ohio resident is roughly 4% to 5%. Ohio has no State Disability Insurance program funded by employee payroll. This calculator estimates 2026 Ohio take-home pay after federal tax, FICA, state tax, and supported municipal local rates. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Ohio takes home approximately $1,600 less than the same salary in a no-income-tax state like Texas or Florida.

Ohio state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $26,0500%
$26,050 - $100,0002.77%
$100,000+3.23%

Cities in Ohio

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

Enter your salary to begin

Type above or pick a quick salary to see your 2026 take-home pay instantly.

Ohio paycheck FAQ

What is RITA and what is CCA?
RITA (Regional Income Tax Agency) and CCA (Central Collection Agency) are tax-collection entities that administer municipal income tax on behalf of most Ohio cities and villages. Employers withhold the local tax based on the worker's residence and work locations and remit through RITA or CCA.
Does every Ohio city tax wages?
Most do. Hundreds of Ohio municipalities levy a wage tax administered through RITA, CCA, or their own collection. A few small jurisdictions do not, but the default expectation is a 1.5% to 2.5% local rate on top of state tax.
How do Columbus, Cleveland, and Cincinnati rates compare?
Columbus is 2.5%, Cleveland is 2.5%, Cincinnati is 1.8%. Most major Ohio cities cluster in the 1.5% to 2.5% range. Cincinnati's slightly lower rate is reflected in the take-home gap with Columbus and Cleveland at the same gross.
Does Ohio have State Disability Insurance?
No. Ohio does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
How does Ohio compare to neighboring Pennsylvania or Michigan?
Pennsylvania is 3.07% flat state plus 1% to 3% local EIT in most municipalities. Michigan is 4.25% flat with city taxes in major cities. Ohio's state rate is the lowest of the three, but its near-universal municipal income tax means the combined burden often lands close to PA and MI for urban residents.

Take-home at common salaries for Ohio

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Ohio.

$50,000 after taxesin Ohio$75,000 after taxesin Ohio$100,000 after taxesin Ohio$150,000 after taxesin Ohio$200,000 after taxesin Ohio$250,000 after taxesin Ohio

See also

Run the full US paycheck calculatorCompare to Pennsylvania paycheck calculatorCompare to Michigan paycheck calculatorCompare to Indiana paycheck calculatorCompare to Kentucky paycheck calculatorCompare to West Virginia paycheck calculatorCompare paycheck taxes between two locationsPaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Ohio paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20