State paycheck calculator

Indiana Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Indiana applies a flat 3.05% state income tax to wage income, one of the lower flat rates in the country. Every Indiana county levies an additional local income tax on residents, with rates ranging from roughly 0.5% to 3% depending on the county. The combined effect is that a typical Indiana resident sees a state line at 3.05% and a county line at 1% to 2% on the pay stub, comparable in total to a mid-range progressive state. Indiana has no State Disability Insurance program funded by employee payroll deductions. This calculator estimates 2026 Indiana take-home pay after federal tax, FICA, the state flat rate, and supported county local rates. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Indiana takes home approximately $2,600 less than the same salary in a no-income-tax state like Texas or Florida.

Data pending verification

Indiana county local income tax coverage is currently limited to a sample of larger counties in the engine. Residents of other Indiana counties should check the Indiana Department of Revenue's posted local rate table for their county.

Indiana state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+3.05%

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Indiana paycheck FAQ

Does every Indiana county really have a local income tax?
Yes. All 92 Indiana counties levy a local income tax on residents, with rates set by the county council and ranging from below 1% to above 3%. The rate is withheld at the source based on residency, not work location.
Has Indiana been reducing the flat state rate?
Yes. The Indiana state rate has stepped down from 3.23% to the current 3.05%, with further reductions toward 2.9% scheduled under current law contingent on revenue triggers.
How does Marion County (Indianapolis) compare to other Indiana counties?
Marion County's local rate is roughly 2.02%, on the higher end among Indiana counties. Combined with the 3.05% state rate, a Marion County resident sees a state-plus-county income tax of about 5.07% on wages.
Does Indiana have State Disability Insurance?
No. Indiana does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.

Take-home at common salaries for Indiana

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Indiana.

Reviewed

How This Page Is Reviewed

The Indiana paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20