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Indiana Paycheck Calculator (2026)

Enter your annual salary below to see your Indiana take-home pay after federal, state, FICA, and any local taxes for 2026.

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Indiana county local income tax coverage is currently limited to a sample of larger counties in the engine. Residents of other Indiana counties should check the Indiana Department of Revenue's posted local rate table for their county.

Indiana's additional exemptions for an adopted child and for a first-time claimed dependent are not modeled, because the calculator has no input for either. Affected filers will owe slightly less than this estimate shows.

Quick answer

Indiana's flat 2.95% rate comes with exemptions that treat children differently from everyone else. Each person on the return is worth $1,000, but a qualifying child is worth $2,500. At $85,000 single, the state bill is $2,478 before any county tax, and take-home is $66,150.

Indiana's state rate is a flat 2.95%, and almost nobody in Indiana pays only that: every county levies its own income tax on residents, set by its own council, stacked on top of the state line. Marion (Indianapolis), Allen (Fort Wayne), Hamilton, Tippecanoe, Vanderburgh, Lake, Madison and St. Joseph all carry distinct rates, applied through their own calculator pages. Beneath both taxes sits an exemption structure with a wrinkle worth knowing about. Indiana pays $1,000 for the taxpayer, $1,000 for a spouse, and $1,000 for each dependent. A qualifying dependent child, though, picks up a second amount stacked on the first, which takes that child to $2,500 rather than $1,000. Count a child as an ordinary dependent and you understate the exemption by more than half of what the child is actually worth. Two adults with two ordinary dependents shield $4,000; swap those dependents for qualifying children and the total climbs by the extra amount each child carries. Against the flat rate, a single filer's own exemption is worth about $30 a year, which is modest and which is also correct, and correct is the point. Indiana runs no disability-insurance program, and outside the county layer no city levies a separate wage tax. At $85,000 single with no county selected, federal income tax lands at $9,870, state income tax at $2,478, FICA at $6,503, and take-home at $66,150, an effective total rate of 22.18%.

Indiana state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+2.95%

Cities in Indiana

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

  • Adams County, IN (1.6%)
  • Allen County (Fort Wayne), IN (1.59%)
  • Bartholomew County, IN (1.75%)
  • Benton County, IN (1.79%)
  • Blackford County, IN (2.5%)
  • Boone County, IN (1.7%)
  • Brown County, IN (2.52%)
  • Carroll County, IN (2.47%)
  • Cass County, IN (2.95%)
  • Clark County, IN (2%)
  • Clay County, IN (2.35%)
  • Clinton County, IN (2.65%)
  • Crawford County, IN (1.65%)
  • Daviess County, IN (1.5%)
  • Dearborn County, IN (1.4%)
  • Decatur County, IN (2.45%)
  • DeKalb County, IN (2.13%)
  • Delaware County, IN (1.5%)
  • Dubois County, IN (1.2%)
  • Elkhart County, IN (2%)
  • Fayette County, IN (2.82%)
  • Floyd County, IN (1.89%)
  • Fountain County, IN (2.1%)
  • Franklin County, IN (1.7%)
  • Fulton County, IN (2.88%)
  • Gibson County, IN (1.3%)
  • Grant County, IN (2.75%)
  • Greene County, IN (2.35%)
  • Hamilton County, IN (1.1%)
  • Hancock County, IN (1.94%)
  • Harrison County, IN (1%)
  • Hendricks County, IN (1.7%)
  • Henry County, IN (2.02%)
  • Howard County, IN (2.35%)
  • Huntington County, IN (1.95%)
  • Jackson County, IN (2.1%)
  • Jasper County, IN (2.864%)
  • Jay County, IN (2.5%)
  • Jefferson County, IN (1.03%)
  • Jennings County, IN (2.5%)
  • Johnson County, IN (1.4%)
  • Knox County, IN (1.7%)
  • Kosciusko County, IN (1%)
  • LaGrange County, IN (1.65%)
  • Lake County (Gary), IN (1.5%)
  • LaPorte County, IN (1.45%)
  • Lawrence County, IN (1.75%)
  • Madison County (Anderson), IN (2.25%)
  • Marion County (Indianapolis), IN (2.02%)
  • Marshall County, IN (1.25%)
  • Martin County, IN (2.5%)
  • Miami County, IN (2.54%)
  • Monroe County (Bloomington), IN (2.14%)
  • Montgomery County, IN (2.65%)
  • Morgan County, IN (2.72%)
  • Newton County, IN (1%)
  • Noble County, IN (1.75%)
  • Ohio County, IN (2%)
  • Orange County, IN (1.75%)
  • Owen County, IN (2.5%)
  • Parke County, IN (2.65%)
  • Perry County, IN (1.4%)
  • Pike County, IN (1.2%)
  • Porter County, IN (0.5%)
  • Posey County, IN (1.45%)
  • Pulaski County, IN (2.85%)
  • Putnam County, IN (2.3%)
  • Randolph County, IN (3%)
  • Ripley County, IN (2.38%)
  • Rush County, IN (2.15%)
  • St. Joseph County (South Bend), IN (1.75%)
  • Scott County, IN (2.16%)
  • Shelby County, IN (1.7%)
  • Spencer County, IN (0.8%)
  • Starke County, IN (1.71%)
  • Steuben County, IN (1.99%)
  • Sullivan County, IN (1.7%)
  • Switzerland County, IN (1.45%)
  • Tippecanoe County (Lafayette), IN (1.28%)
  • Tipton County, IN (2.6%)
  • Union County, IN (2.75%)
  • Vanderburgh County (Evansville), IN (1.25%)
  • Vermillion County, IN (1.5%)
  • Vigo County (Terre Haute), IN (2%)
  • Wabash County, IN (2.9%)
  • Warren County, IN (2.12%)
  • Warrick County, IN (1%)
  • Washington County, IN (2%)
  • Wayne County, IN (1.25%)
  • Wells County, IN (2.1%)
  • White County, IN (2.32%)
  • Whitley County, IN (1.68%)

vs. baseline ($85,000 single filer)

A $85,000 salary in Indiana takes home approximately $2,500 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Indiana take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Indiana's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Indiana paycheck FAQ

How much Indiana state tax do you owe on $85,000?
About $2,478 for a single filer with no county selected, an effective state rate of 2.92%. The $1,000 personal exemption comes off first and the flat 2.95% rate applies to the rest. A county income tax stacks above that once a county of residence is chosen, running from a fraction of a percent up to the mid single digits.
How do Indiana's personal exemptions work?
Per head, at $1,000 apiece. The taxpayer claims one, a spouse claims one, and each dependent claims one, subtracted before the flat rate applies. Nothing phases out at higher incomes, so the amount holds at every salary. Two adults with two ordinary dependents shield $4,000 in total, worth about $30 a year per adult exemption at the state rate.
Why is a qualifying child worth more than another dependent in Indiana?
Because Indiana stacks a second exemption on top of the first. Every person on the return, taxpayer included, is worth $1,000. A qualifying dependent child then adds a further amount, taking that child to $2,500 in total. Other dependents, a supported parent for instance, stay at $1,000. No other state in this calculator splits dependents into two tiers that way. Both amounts are claimed on Form WH-4, the same form your employer reads to set withholding.
How does the Indiana County Income Tax work?
Each county sets its own rate, independently of the state and of its neighbors. The Marion, Allen, Hamilton, Tippecanoe, Vanderburgh, Lake, Madison and St. Joseph county paycheck calculator pages cover the counties wired into the engine. Counties outside that set charge their own posted rate, which the calculator does not yet apply automatically.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Indiana?
Joint filers take home about $70,209, roughly $4,060 more than a single filer. Both the flat state rate and the county rate are neutral across filing statuses, so on the state side only the head count changes: a couple claims $2,000 where a single filer claims $1,000. Head of Household clears about $69,072 and claims $1,000, the single amount, with dependents added on top.
How does Indiana compare to Illinois at $85,000?
Illinois charges a higher flat state rate than Indiana and adds no county tax, so the comparison hinges on which Indiana county you live in. State-side, an Indiana resident at $85,000 single keeps roughly $1,585 more per year. A high-rate county can erase that advantage; a low-rate one leaves most of it intact.

Take-home at common salaries for Indiana

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Indiana.

$50,000 after taxesin Indiana$75,000 after taxesin Indiana$100,000 after taxesin Indiana$150,000 after taxesin Indiana$200,000 after taxesin Indiana$250,000 after taxesin Indiana

See also

Open the national paycheck calculatorIndiana vs Illinois: side-by-side paycheck comparisonIndiana vs Michigan: side-by-side paycheck comparisonCompare to the Kentucky paycheck calculatorIndiana vs Ohio: side-by-side paycheck comparisonRun the same numbers against PennsylvaniaIndiana hourly pay, by pay periodIndiana overtime pay after taxesEstimate quarterly self-employment tax in IndianaPut two states side by sidePlain-English glossary of paycheck termsHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Indiana paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-14