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Gary (Lake County), Indiana Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Gary sits in Lake County in northwest Indiana, just southeast of Chicago. Lake County levies a 1.5% County Income Tax (CIT) on resident wages under Indiana's universal county-tax framework. Combined with Indiana's 3.05% flat state tax, a Gary (Lake County) resident pays about 4.55% in state plus county income tax. Lake County's proximity to Chicago shapes commuting patterns, but Indiana's CIT applies based on county of residence regardless of work location. This calculator estimates 2026 take-home pay for a Gary (Lake County) resident after federal tax, FICA, Indiana state tax, and the Lake County rate. It supports pre-tax 401(k) and HSA deductions.

$85,000 single filer take-home comparison

Gary (Lake County), Indiana

$64,800

Indiana (no city tax)

$66,000

Texas (no income tax)

$68,600

Gary (Lake County), Indiana take-home is -$1,300 vs the state-only figure and -$3,900 vs the no-income-tax baseline.

Gary (Lake County), Indiana local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+1.50%

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Gary (Lake County), Indiana paycheck FAQ

If I live in Gary but work in Chicago, what tax applies?
A Lake County resident working in Chicago pays Illinois state tax (4.95% flat) on those wages, with Indiana giving a credit for taxes paid to other states. The Lake County 1.5% CIT still applies as the resident's home-county tax.
How does Lake County compare to other Indiana counties?
Lake County's 1.5% is above Hamilton (1.1%) and Vanderburgh (1.2%), and below Marion (2.02%) and Madison (1.75%). The rate places Lake in the middle of Indiana's CIT range.
Are the Northwest Indiana cities (Gary, Hammond, East Chicago) each on the same rate?
Yes. Indiana's CIT operates at the county level, so all cities and towns within Lake County (Gary, Hammond, East Chicago, Merrillville, Crown Point) share the same 1.5% rate. There are no city-level rate differences within an Indiana county.

See also

Run the full Indiana paycheck calculatorCompare to Indianapolis (Marion County) paycheck calculatorCompare to Fort Wayne (Allen County) paycheck calculatorCompare to Hamilton County, Indiana paycheck calculatorCompare to Lafayette (Tippecanoe County), Indiana paycheck calculatorCompare to Evansville (Vanderburgh County) paycheck calculatorCompare to Anderson (Madison County), Indiana paycheck calculatorCompare to South Bend (St. Joseph County) paycheck calculatorBrowse all city paycheck calculatorsBrowse paycheck calculators by statePaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Gary (Lake County), Indiana paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20