State paycheck calculator

Missouri Paycheck Calculator (2026)

Enter your annual salary below to see your Missouri take-home pay after federal, state, FICA, and any local taxes for 2026.

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Quick answer

Missouri lets you deduct part of the federal income tax you paid, and the share falls as income rises. At $85,000 single it is 15% of the federal bill, or $1,481. The state tax works out to $2,988, take-home to $65,639 a year, on a top rate of 4.7%.

Missouri's rate schedule tops out at 4.7%, and the top band starts early enough ($9,436 of taxable income) that most full-time earners reach it. The state's distinguishing feature sits underneath: like Alabama and Oregon, Missouri lets residents deduct the federal income tax they pay. Unlike either, it grants only a percentage of it, and the percentage steps down as income goes up. The top rung, 35%, belongs to filers at $25,000 or below. From there the ladder descends, and above $125,000 nothing at all is deductible. A ceiling of $5,000 sits on top of the result for a single filer, doubled on a joint return. Two limits, and they pull against each other: the percentage bites hardest on high earners, whose federal bill is large enough that the cap would otherwise matter, while the cap bites on filers whose percentage is still generous. At $85,000 the percentage is the binding one. A single filer here deducts 15% of a $9,870 federal bill, or $1,481, well under the $5,000 ceiling. Kansas City and St. Louis each add an earnings tax on wages inside city limits, for residents and commuters alike, handled on their own pages. At $85,000 single with no city tax selected, federal income tax lands at $9,870, state income tax at $2,988, FICA at $6,503, and take-home at $65,639, an effective total rate of 22.78%. Kansas next door tops out above Missouri's 4.7%, and the yearly state-line difference at this salary is about $1,466, though a Kansas City or St. Louis earnings tax can close it.

Missouri state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $1,3480%
$1,348 - $2,6962%
$2,696 - $4,0442.5%
$4,044 - $5,3923%
$5,392 - $6,7403.5%
$6,740 - $8,0884%
$8,088 - $9,4364.5%
$9,436+4.7%

Cities in Missouri

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

vs. baseline ($85,000 single filer)

A $85,000 salary in Missouri takes home approximately $3,000 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Missouri take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Missouri's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Missouri paycheck FAQ

How does Missouri's federal income tax deduction work?
You deduct a percentage of your federal income tax from your Missouri taxable income, and the percentage depends on what you earn. It starts at 35% for filers at $25,000 or below, steps down as income rises, and reaches zero above $125,000. A ceiling of $5,000 then applies to a single filer's result, doubled for a joint return. It is the federal liability, not W-2 withholding.
How much Missouri state tax do you owe on $85,000?
About $2,988 for a single filer with no city earnings tax, an effective state rate of 3.52%. The federal tax deduction takes $1,481 off the base first, which is 15% of the $9,870 federal bill at this income. The marginal rate on the top slice is 4.7%, and the top band starts at $9,436 of taxable income.
Which limit on Missouri's deduction actually binds, the percentage or the cap?
It depends on the income, and the two work against each other. At $85,000 the percentage binds: 15% of $9,870 is $1,481, comfortably below the $5,000 ceiling. The cap only becomes the binding limit for a filer whose federal bill is large while their percentage is still generous enough to reach it, which is a narrow band of income.
Do Kansas City or St. Louis tax wages?
Both levy an earnings tax on wages earned inside city limits, applied to residents and to commuters who work there. The Kansas City and St. Louis pages handle that math, and the earnings tax is charged on gross wages. No other Missouri city or county imposes a wage tax, so most Missouri pay stubs show only the state line, FICA, and the federal line.
How much does a 401(k) contribution save at $85,000 in Missouri?
The combined marginal rate is 26.7%, federal 22% plus state 4.7%. Missouri adds the same twist Alabama and Oregon do: a deferral shrinks your federal bill, and a smaller federal bill means a smaller federal tax deduction on the Missouri return. Some of the state-side saving is handed back. The calculator applies both effects.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Missouri?
Joint filers take home about $70,398, roughly $4,758 more than a single filer. Missouri runs one rate schedule for every status, so the state-side change comes from the federal tax deduction: the cap doubles on a joint return, though the percentage ladder does not widen. Head of Household clears about $68,541, on the single cap.

Take-home at common salaries for Missouri

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Missouri.

Reviewed

How This Page Is Reviewed

The Missouri paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-12