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Minnesota Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Minnesota applies a progressive state income tax with rates from 5.35% to 9.85% across four brackets. The 9.85% top rate is among the higher state-only rates in the country, particularly for a state that does not also stack a broad city or county income tax layer. Minnesota's Paid Family and Medical Leave (PFML) program launched with employee contributions in 2026 as a small payroll deduction; the state does not run a traditional State Disability Insurance program. No Minnesota city imposes a separate local income tax on wages. This calculator estimates 2026 Minnesota take-home pay after federal tax, FICA, and the state's progressive income tax. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Minnesota takes home approximately $5,700 less than the same salary in a no-income-tax state like Texas or Florida.

Minnesota state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $30,0705.35%
$30,070 - $98,7606.80%
$98,760 - $183,3407.85%
$183,340+9.85%

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Minnesota paycheck FAQ

Why is Minnesota's top rate so high without city tax stacking?
Minnesota funds a relatively expansive state budget primarily through personal income tax, since there is no city or county income tax layer to spread the load. The 9.85% top rate kicks in above roughly $183,000 of taxable income for single filers.
What is Minnesota PFML?
Minnesota Paid Family and Medical Leave is a state program funded by a small employee payroll contribution that began in 2026. It pays benefits for qualifying family and medical leave; it is distinct from short-term disability insurance.
Does Minnesota have State Disability Insurance?
Not in the traditional CA or NY sense. Minnesota PFML covers family and medical leave but is structured differently from the state-funded disability programs in CA, NY, NJ, RI, and HI.
How does Minnesota compare to Wisconsin or Illinois?
Wisconsin's top rate is 7.65%; Illinois is flat at 4.95%. Minnesota's 9.85% top is the highest of the three. For a typical Twin Cities resident, the gap with Wisconsin is meaningful but not huge until income climbs above $100,000.

Take-home at common salaries for Minnesota

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Minnesota.

$50,000 after taxesin Minnesota$75,000 after taxesin Minnesota$100,000 after taxesin Minnesota$150,000 after taxesin Minnesota$200,000 after taxesin Minnesota$250,000 after taxesin Minnesota

See also

Run the full US paycheck calculatorCompare to Wisconsin paycheck calculatorCompare to Iowa paycheck calculatorCompare to North Dakota paycheck calculatorCompare to South Dakota paycheck calculatorCompare to Illinois paycheck calculatorCompare paycheck taxes between two locationsPaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Minnesota paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20