State paycheck calculator

North Dakota Paycheck Calculator (2026)

Last reviewed: April 20, 2026

North Dakota applies one of the lowest-burden state income tax structures in the country. The bracket schedule starts at 0% on the first slice of income up to roughly $44,725 for single filers, then 1.95%, with a top marginal rate of 2.5% on the highest incomes. North Dakota has no State Disability Insurance program funded by employee payroll, and no North Dakota city imposes a separate local income tax on wages. State revenue is anchored by oil and gas extraction taxes, which carry much of the budget that would fall on income tax elsewhere. This calculator estimates 2026 North Dakota take-home pay after federal tax, FICA, and the state's progressive income tax. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in North Dakota takes home approximately $800 less than the same salary in a no-income-tax state like Texas or Florida.

North Dakota state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $44,7250%
$44,725 - $225,9751.95%
$225,975+2.50%

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North Dakota paycheck FAQ

Why is North Dakota's top rate only 2.5%?
Oil and gas extraction taxes carry a substantial portion of the state budget, reducing the load on personal income tax. The 2.5% top rate is one of the lowest among US states with an income tax.
What is the North Dakota 0% bracket?
Income up to roughly $44,725 for single filers (and proportionally higher for married filing jointly) is taxed at 0%. Above that threshold, the 1.95% bracket applies, and the 2.5% top rate kicks in at higher income.
Does North Dakota have State Disability Insurance?
No. North Dakota does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
How does North Dakota compare to neighboring South Dakota?
South Dakota does not tax wages at all. North Dakota's effective rate is low but not zero. At typical incomes, the gap between the two states is small in dollar terms because North Dakota's 0% bracket shelters most of the income.

Take-home at common salaries for North Dakota

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and North Dakota.

Reviewed

How This Page Is Reviewed

The North Dakota paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20