State paycheck calculator

Utah Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Utah applies a flat 4.65% state income tax to wage income, the result of small rate reductions enacted in recent years. The flat-rate structure is in line with most of Utah's neighbors that have an income tax, including Colorado at 4.40% and Idaho at 5.695%. Utah has no State Disability Insurance program funded by employee payroll, and no Utah city levies a separate local income tax on wages. The state uses a single-rate structure with a taxpayer credit that partly offsets liability at lower incomes, producing a slightly progressive net rate even though the headline structure is flat. This calculator estimates 2026 Utah take-home pay after federal tax, FICA, and the state flat rate. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Utah takes home approximately $4,000 less than the same salary in a no-income-tax state like Texas or Florida.

Utah state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+4.65%

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Utah paycheck FAQ

Has Utah been reducing the flat rate?
Yes. Utah has trimmed the flat rate in small steps over recent years, from 4.85% down to the current 4.65%. The reductions are modest but cumulative.
How does Utah's taxpayer credit work?
Utah's taxpayer credit reduces state liability at lower incomes, partially offsetting the otherwise-flat rate for filers below certain thresholds. The effect is a slightly progressive net rate for low-income filers, even though the headline structure is flat.
How does Utah compare to neighboring Colorado or Idaho?
Colorado is flat at 4.40%, Idaho at 5.695%. Utah sits between them at 4.65%. On the same salary, the take-home gap between any two of these three states is typically less than $200 per year for a single filer at middle incomes.
Does Utah have State Disability Insurance?
No. Utah does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.

Take-home at common salaries for Utah

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Utah.

Reviewed

How This Page Is Reviewed

The Utah paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20