State paycheck calculator

Arizona Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Arizona applies a flat 2.5% state income tax to wage income, one of the lowest flat rates in the country. The state transitioned to this single-rate structure in 2023, replacing a progressive bracket schedule that had topped at 4.5%. Arizona has no State Disability Insurance program funded by employee payroll deductions, and no Arizona city levies a separate local income tax on wages. State and local governments collect substantial revenue from sales tax, transaction privilege tax, and property tax, none of which appear on paycheck withholding lines. For a typical Arizona wage earner, the visible state and local income tax line on a pay stub is the 2.5% flat rate. This calculator estimates 2026 Arizona take-home pay after federal tax, FICA, and state tax, with support for pre-tax 401(k) and HSA contributions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Arizona takes home approximately $2,100 less than the same salary in a no-income-tax state like Texas or Florida.

Arizona state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+2.50%

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Arizona paycheck FAQ

When did Arizona move to a flat rate?
Arizona enacted the transition under SB 1828 in 2021 and completed it in 2023, replacing a multi-rate schedule with a single 2.5% rate. The 2.5% rate is one of the lowest flat rates among US states with an income tax.
How does Arizona compare to Nevada for paycheck taxes?
Nevada has no state income tax. Arizona's 2.5% flat rate is among the lowest in the country, but it is not zero. On the same gross salary, a Nevada resident keeps an additional 2.5% of taxable income compared to an Arizona resident.
Does Arizona have State Disability Insurance?
No. Arizona does not operate a state-funded disability insurance or paid family leave payroll program. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
Do any Arizona cities tax wages?
No. Arizona cities and counties do not impose a local income tax or payroll tax on employee wages.

Take-home at common salaries for Arizona

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Arizona.

Reviewed

How This Page Is Reviewed

The Arizona paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20