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Colorado Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Colorado applies a flat 4.40% state income tax to wage income, slightly below the rates of most flat-tax states. Recent legislation has nudged the rate downward in small increments, and additional reductions remain on the table contingent on revenue triggers. Colorado has no traditional State Disability Insurance program, but the state operates Paid Family and Medical Leave (FAMLI), funded by a small payroll deduction shared between employer and employee. Denver imposes an Occupational Privilege Tax (OPT), a small fixed monthly amount withheld from workers earning above a threshold; it is a flat dollar fee rather than a percentage of wages. Other Colorado cities do not levy a broad local income tax on wages. This calculator estimates 2026 Colorado take-home pay after federal tax, FICA, and the 4.40% state rate, with support for pre-tax 401(k) and HSA contributions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Colorado takes home approximately $4,100 less than the same salary in a no-income-tax state like Texas or Florida.

Data pending verification

Denver Occupational Privilege Tax is a small fixed monthly fee and is not modeled by the calculator.

Colorado state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+4.40%

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Colorado paycheck FAQ

Has Colorado been reducing the flat rate?
Yes. The state rate has stepped down in recent years from 4.55% to 4.40%, and additional reductions remain on the legislative agenda contingent on state revenue triggers under the TABOR framework.
Does Colorado have State Disability Insurance?
Not in the traditional CA or NY sense. Colorado runs Paid Family and Medical Leave (FAMLI), a small employee payroll deduction shared with the employer, which funds family and medical leave benefits.
What is the Denver Occupational Privilege Tax?
Denver levies an OPT of $5.75 per month on employees earning at least $500 in the city per month, paired with a small employer-side fee. It is a fixed dollar amount, not a percentage of wages.
How does Colorado compare to neighboring Utah and Arizona?
Utah is flat at 4.65% and Arizona at 2.5%. Colorado falls in between Utah and Arizona at 4.40%. For the same salary, Arizona produces the highest take-home of the three; Colorado and Utah are within a few hundred dollars of each other.

Take-home at common salaries for Colorado

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Colorado.

$50,000 after taxesin Colorado$75,000 after taxesin Colorado$100,000 after taxesin Colorado$150,000 after taxesin Colorado$200,000 after taxesin Colorado$250,000 after taxesin Colorado

See also

Run the full US paycheck calculatorCompare to Wyoming paycheck calculatorCompare to Nebraska paycheck calculatorCompare to Kansas paycheck calculatorCompare to Oklahoma paycheck calculatorCompare to New Mexico paycheck calculatorCompare to Arizona paycheck calculatorCompare to Utah paycheck calculatorCompare paycheck taxes between two locationsPaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Colorado paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20