State paycheck calculator

North Carolina Paycheck Calculator (2026)

Last reviewed: April 20, 2026

North Carolina applies a flat 4.25% state income tax to wage income, the result of phased reductions from earlier higher rates. Additional rate decreases remain on the legislative agenda, contingent on revenue triggers, with the long-term target rate set below the current level. North Carolina has no State Disability Insurance program funded by employee payroll, and no North Carolina city levies a separate local income tax on wages. The state collects sales tax and property tax at meaningful levels, but those do not affect paycheck withholding. For a typical North Carolina wage earner, the visible state and local income tax line on a pay stub is the 4.25% flat rate. This calculator estimates 2026 North Carolina take-home pay after federal tax, FICA, and the state flat rate, with support for pre-tax 401(k) and HSA contributions.

vs. baseline ($85,000 single filer)

A $85,000 salary in North Carolina takes home approximately $3,600 less than the same salary in a no-income-tax state like Texas or Florida.

North Carolina state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+4.25%

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North Carolina paycheck FAQ

Is the North Carolina rate still dropping?
Yes, under current law. North Carolina has trimmed the flat rate from 4.75% to the current 4.25%, with further reductions toward 3.99% on the legislative agenda contingent on state revenue triggers.
How does North Carolina compare to neighboring South Carolina?
South Carolina runs a progressive schedule topping above 6%, materially higher than North Carolina's 4.25% flat. Workers commuting across the NC/SC border often see a meaningful take-home gap.
Does North Carolina have State Disability Insurance?
No. North Carolina does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
Do any North Carolina cities tax wages?
No. North Carolina cities and counties do not impose a local income tax or payroll tax on employee wages.

Take-home at common salaries for North Carolina

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and North Carolina.

Reviewed

How This Page Is Reviewed

The North Carolina paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20