State paycheck calculator

Mississippi Paycheck Calculator (2026)

Last reviewed: April 20, 2026

Mississippi applies a flat 4.4% state income tax to wage income, the result of a multi-year transition from a graduated structure under the 2022 House Bill 531 reform. The phase-in lowered the top rate in steps and consolidated the brackets into a single flat rate. Mississippi has no State Disability Insurance program funded by employee payroll, and no Mississippi city imposes a separate local income tax on wages. The state collects substantial revenue from sales tax and from selective excise taxes, but those do not affect paycheck withholding. This calculator estimates 2026 Mississippi take-home pay after federal tax, FICA, and the state flat rate. It supports pre-tax 401(k) and HSA contributions, single and married filing jointly, and standard or itemized deductions.

vs. baseline ($85,000 single filer)

A $85,000 salary in Mississippi takes home approximately $3,700 less than the same salary in a no-income-tax state like Texas or Florida.

Mississippi state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0+4.40%

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Mississippi paycheck FAQ

When did Mississippi finish the transition to a flat rate?
Mississippi's 2022 House Bill 531 phased reductions in over several tax years, with the flat 4.4% rate operative for 2026. Additional reductions toward 3% remain under legislative consideration but are not in effect as of this writing.
How does Mississippi compare to neighboring Tennessee or Alabama?
Tennessee does not tax wages, so the gap at the MS/TN border is significant for residents. Alabama tops at 5% but allows federal-tax deductibility. Mississippi at 4.4% flat lands between the two on effective rate for most wage earners.
Does Mississippi have State Disability Insurance?
No. Mississippi does not run a State Disability Insurance program funded by employee payroll. Workers who want short-term disability coverage typically obtain it through their employer or a private policy.
Do any Mississippi cities tax wages?
No. Mississippi cities and counties do not impose a local income tax or payroll tax on employee wages.

Take-home at common salaries for Mississippi

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Mississippi.

Reviewed

How This Page Is Reviewed

The Mississippi paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20