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State paycheck calculator

Oregon Paycheck Calculator (2026)

Enter your annual salary below to see your Oregon take-home pay after federal, state, FICA, and any local taxes for 2026.

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Multnomah County's Preschool for All Tax and Portland Metro's Supportive Housing Services Tax are not modeled in the default state output at this baseline (they apply above six-figure income thresholds). Use the calculator's local-tax selector for a Portland-area resident.

Oregon's federal tax subtraction is modeled the way Form OR-40 computes it, against your federal LIABILITY for the year. Oregon's payroll formula tells employers to use the federal tax actually WITHHELD instead, so a paycheck can differ slightly from this annual estimate for anyone whose withholding misses their liability.

Quick answer

Oregon's rates run to 9.9%, but it also lets you subtract the federal income tax you paid, up to a ceiling. At $85,000 single that subtraction is $8,750, the state bill is $6,098, and take-home is $62,019 a year. The ceiling falls to zero above $145,000.

Oregon has no sales tax, and its income tax carries the load instead, climbing to 9.9% at the top. Quote that rate on its own, though, and an Oregon estimate comes out too high. The state allows a federal tax subtraction: the federal income tax you owe comes off your Oregon income before the brackets run. It is capped, and the cap is the interesting part. Up to $125,000 of federal AGI, a single filer may subtract as much as $8,750. Above that the ceiling does not vanish at once. It walks down a ladder in five steps and reaches zero at $145,000, so a filer at $125,000 and a filer just under $145,000 are treated very differently. At $85,000, the federal bill is $9,870 and the ceiling is $8,750, so the ceiling binds and $8,750 comes off. Oregon Paid Leave shows up separately as a small employee contribution, listed on the pay stub as Oregon Paid Leave. Portland-area residents can owe two more layers above six-figure thresholds, Multnomah County's Preschool for All Tax and Portland Metro's Supportive Housing Services Tax, neither of which applies at this income. At $85,000 single outside the metro, federal income tax lands at $9,870, state income tax at $6,098, FICA at $6,503, and take-home at $62,019, an effective total rate of 27.04%. Across the Columbia River, Washington taxes no wage income at all, and an Oregon filer at this salary keeps roughly $5,429 less per year than a Washington counterpart.

Oregon state tax breakdown

Single-filer state income tax brackets used by the calculator for 2026.

Taxable IncomeRate
$0 - $4,5504.75%
$4,550 - $11,4006.75%
$11,400 - $125,0008.75%
$125,000+9.9%

Cities in Oregon

Local jurisdictions with employee payroll tax. Linked entries have a dedicated city page; others can be selected in the calculator below.

vs. baseline ($85,000 single filer)

A $85,000 salary in Oregon takes home approximately $6,600 less than the same salary in a no-income-tax state like Texas or Florida.

What this estimate includes

This calculator computes Oregon take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security at the federal rate up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Oregon's state income tax schedule above, and any local income tax or state-administered payroll program (SDI, PFML, FAMLI) when you select a city or county. For states with no broad-based personal income tax, the state line is zero. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Oregon paycheck FAQ

What is Oregon's federal tax subtraction?
Oregon lets you subtract the federal income tax you owe for the year from the income its own brackets run on. A single filer can subtract up to $8,750. At $85,000 the federal bill is $9,870, which is above that ceiling, so the subtraction is $8,750 and the remainder of the federal bill is not deductible. Only two other states, Alabama and Missouri, allow anything like it.
How much Oregon state tax do you owe on $85,000?
Roughly $6,098 for a single filer, an effective state rate of 7.17%. That is computed after the $8,750 federal tax subtraction, which is why the figure sits below what the 8.75% marginal rate would suggest on its own. Oregon Paid Leave adds a small separate per-paycheck contribution, already inside the take-home estimate. No Oregon city taxes wages outside the Portland area.
When does Oregon's federal tax subtraction disappear?
The ceiling holds at $8,750 until federal AGI reaches $125,000. From there it steps down five times, in even bands of income, and hits zero at $145,000. Joint filers ride the same ladder of amounts on doubled income thresholds. It is a staircase, not a single cliff, and treating it as one over-states the subtraction for anyone on the way down.
Do Multnomah County PFA or Portland Metro SHS apply at $85,000?
Neither. Both Portland-area taxes begin above a six-figure income threshold for single filers, so a $85,000 Oregon resident owes nothing to either one. Higher-earning Portland residents can owe both on top of the state line, and the two stack. Outside the metro area neither ever applies. Use the local selector in the calculator to add them to the estimate.
How much does a 401(k) contribution save at $85,000 in Oregon?
The combined marginal rate is 30.75%, federal 22% plus state 8.75%, and a deferral cuts both. There is a second-order effect worth understanding: a smaller federal bill is a smaller federal tax subtraction on the Oregon return, so some of the state-side saving is handed back. At $85,000 the ceiling is already binding, which blunts that effect until the deferral is large enough to bring the federal bill under $8,750.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Oregon?
Joint filers take home about $66,368, roughly $4,349 more than a single filer, on brackets that open at double the single thresholds. Head of Household clears about $65,103: Oregon routes it through the joint rate schedule, and through the joint version of the subtraction ladder, both by statute. Separate filers take half of the single ceiling on the subtraction.

Take-home at common salaries for Oregon

Dedicated salary-anchor pages with a federal-state-FICA breakdown, vs-baseline callouts, and a calculator pre-set to that salary and Oregon.

$50,000 after taxesin Oregon$75,000 after taxesin Oregon$100,000 after taxesin Oregon$150,000 after taxesin Oregon$200,000 after taxesin Oregon$250,000 after taxesin Oregon

See also

Run the full US paycheck calculatorOregon vs Washington: side-by-side paycheck comparisonNevada take-home, for comparisonRun the same numbers against IdahoCalifornia take-home, for comparisonHow the same salary lands in MinnesotaPaid hourly in Oregon? Check the per-check numberSee how a bonus is withheld in OregonSet dependents and multiple jobs on a Oregon W-4See how two locations compare on take-homePaycheck and tax glossaryThe math behind these numbers

Reviewed

How This Page Is Reviewed

The Oregon paycheck page is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-12