PaycheckCalc

City paycheck calculator

Tampa Paycheck Calculator (2026)

Enter your annual salary below to see your Tampa take-home pay after federal, FICA, and Florida state tax for 2026.

Enter your salary to begin

Type above or pick a quick salary to see your 2026 take-home pay instantly.

Quick answer

Tampa, home of MacDill Air Force Base and one of the largest healthcare clusters in the Southeast, sits in Florida — no state income tax, no state-administered SDI or PFML. The state line on a Tampa paycheck reads $0. At $85,000 single, take-home reaches $68,628 per year.

Tampa anchors the Tampa Bay metro area on Florida's Gulf Coast, sharing the region with St. Petersburg and Clearwater. MacDill Air Force Base, the headquarters of US Central Command and US Special Operations Command, drives a major military and contractor employment base. Tampa General Hospital, Moffitt Cancer Center, and BayCare Health System anchor one of the largest healthcare clusters in the Southeast. Raymond James Financial keeps its corporate headquarters in St. Petersburg just across the bay, and Citi runs a substantial back-office operation in Tampa. The Port of Tampa handles bulk cargo and petroleum products serving the central Florida economy. Florida's Constitution prohibits a personal income tax, so the Tampa paycheck shows nothing on the state line and no state-administered payroll program surfaces. Median rent in Tampa runs roughly $2,100 monthly, lower than Miami but higher than Orlando. At $85,000 single in Tampa, federal tax resolves to $9,870, Florida state tax to $0, FICA combined to $6,503, leaving take-home of $68,628. Active-duty military stationed at MacDill may follow their state of legal residence for tax purposes under SCRA protections.

$85,000 single filer take-home comparison

Tampa

$68,600

Florida (no city tax)

$68,600

Texas (no income tax)

$68,600

Tampa take-home is $0 vs the state-only figure and $0 vs the no-income-tax baseline.

How Florida tax applies in Tampa

Tampa does not levy a separate municipal income tax. Your paycheck math runs the Florida state schedule on top of federal tax and FICA. The Florida state page covers the full bracket detail and any state-administered programs (such as SDI or paid leave) that apply uniformly to every resident of the state.

Open the Florida paycheck calculator

What this estimate includes

This calculator computes Tampa take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), and Florida's state income tax schedule. No municipal income tax applies in Tampa. The calculator excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Tampa paycheck FAQ

How much state tax does Tampa pay?
Florida levies no state income tax on wages. The Florida Constitution bars one and has never been amended. Tampa residents at $85,000 single show a state line of $0 on the pay stub; federal tax and FICA carry the full payroll-tax computation. Active-duty service members at MacDill may pay zero Florida tax automatically depending on their declared residency.
What state-administered payroll programs apply in Tampa?
Florida runs no state-administered employee payroll program. No SDI, no PFML, no paid-leave deduction appears on a Tampa pay stub. Federal employees stationed at MacDill participate in federal benefit programs (FERS, TSP) rather than state-administered ones; private-sector Tampa employers commonly offer private disability and family leave packages but those are employer programs.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Tampa?
Florida has no state income tax, so filing-status changes affect Tampa take-home only through federal mechanics. At $85,000, MFJ take-home reaches $72,658 ($4,030 more than single). Head of household clears $71,550. Married filing separately lands at $68,628. Tampa military families often have one spouse claiming Florida residency and another claiming a different state under SCRA portability rules; the calculator above handles the Florida side but a different state of residence will introduce its own state-tax line on the non-military spouse's wages.
Does Tampa have a city income tax?
No. Tampa does not impose a city income tax. Florida state law prohibits municipal personal income taxes, so neither the City of Tampa nor Hillsborough County levies one. Tampa funds its operations through property tax, sales tax, tourist development tax, port and utility revenue, and an array of franchise and permit fees.
How does Tampa compare to St. Petersburg or Clearwater?
St. Petersburg and Clearwater share Tampa's Florida state-tax framework precisely — same $0 state line, same federal-only payroll computation. All three Tampa Bay cities draw from the same labor pool and same employer base. Take-home at $85,000 is identical; commute distance and neighborhood housing cost are the practical wedges between them.
Where does Tampa differ from Jacksonville or other Florida metros?
Jacksonville, in northeast Florida, applies the same Florida state framework as Tampa with no state income tax. The differences are industry mix and metro scale: Jacksonville leans on logistics, banking back-office (Bank of America, Wells Fargo), and military presence (NAS Jacksonville). Miami and Orlando, covered separately, run on the same Florida tax framework but with different economic centers.

See also

Run the full Florida paycheck calculatorBrowse all city paycheck calculatorsBrowse paycheck calculators by statePaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Tampa paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-05-28