Covington, Kentucky Paycheck Calculator (2026)

Covington sits in Kenton County on the south bank of the Ohio River directly across from downtown Cincinnati, and levies a 2.45% occupational license tax on wages earned within city limits. The OLT applies uniformly to residents and to non-residents who work in the city. The John A. Roebling Suspension Bridge, completed in 1866, spans the Ohio River from Covington to Cincinnati; Roebling later scaled the design up for the Brooklyn Bridge, making the Covington bridge an explicit prototype. Mainstrasse Village in the German-heritage Mutter Gottes neighborhood concentrates a walkable district of restaurants, breweries, and historic homes. The Diocese of Covington, established 1853, is one of the older Catholic dioceses in the Ohio Valley; the Cathedral Basilica of the Assumption sits in the city. Devou Park, on the western bluff, provides one of the best skyline views of Cincinnati. Kentucky levies no employee-funded disability insurance. At a $85,000 single salary, federal income tax is $9,870, with Kentucky state tax at $2,857, FICA combined at $6,503, and the Covington OLT line at $2,083, for take-home of $63,688. Run the calculator above with a different salary to model how the Covington OLT scales at your real gross.