City paycheck calculator

Flint Paycheck Calculator (2026)

Enter your annual salary below to see your Flint take-home pay after federal, state, FICA, and city/local taxes for 2026.

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Michigan's city-to-city reciprocity rule for Flint residents who commute to other Michigan tax cities is not modeled; the engine applies the Flint resident rate to the full wage base.

Quick answer

Yes. Flint, in Genesee County and the birthplace of General Motors, levies a 1% city income tax on resident wages with a half-rate non-resident split. At $85,000 single, a Flint resident takes home $64,165 after federal tax, FICA, Michigan's flat state line, and the Flint city tax.

Flint sits along the Flint River in Genesee County and levies a 1% city income tax on resident wages, with a half-rate non-resident split set by city ordinance. The city is the birthplace of General Motors, founded in 1908 around the Buick Motor Company; Buick assembly plants ran in Flint for most of the 20th century, with the Flint Sit-Down Strike of 1936-1937 producing a foundational UAW recognition agreement. Kettering University, formerly General Motors Institute, continues GM-affiliated engineering education south of downtown. The 2014-onward Flint water crisis, driven by a switch in water source that exposed residents to lead in the drinking water, remains the defining recent-decade event for the city; remediation work continues. University of Michigan-Flint anchors a downtown research base, with the Flint Cultural Center clustering art and music institutions nearby. Michigan levies no employee-funded disability insurance. A single filer earning $85,000 owes $9,870 in federal income tax, with Michigan state tax at $3,613, FICA combined at $6,503, and the Flint line at $850, for take-home of $64,165. Run the calculator above with a different salary to model how the Flint city line scales at your real gross.

$85,000 single filer take-home comparison

Flint

$64,200

Michigan (no city tax)

$65,000

Texas (no income tax)

$68,600

Flint take-home is -$800 vs the state-only figure and -$4,500 vs the no-income-tax baseline.

Flint local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+1%

What this estimate includes

This calculator computes Flint take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Michigan's state income tax schedule, the Flint local income tax. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages. Per-city resident and non-resident rules are described in the prose above where they differ.

Flint paycheck FAQ

What is the federal tax bill on $85,000 single in Flint?
A single filer earning $85,000 owes $9,870 in federal income tax, with the top slice in the 22% bracket after the standard deduction. Federal mechanics work the same in every US state and city, so a Flint single filer sees the same federal line as a Saginaw or Detroit counterpart on the same gross.
How is Flint's city income tax structured?
Flint applies 1% to resident wages and roughly half that rate to non-residents working within city limits, with the city's Income Tax Department handling collection and refunds. At $85,000, the Flint line resolves to $850 on the year, layered above Michigan's flat state tax and federal withholding.
What if I live in Flint but work in a Genesee County suburb?
A Flint resident commuting to a non-tax Genesee County suburb (Grand Blanc, Burton, Flushing) pays the full Flint 1% on those wages, since there is no work-city tax to credit against. A non-resident commuting into Flint pays the half-rate. The pattern matches Detroit, Saginaw, and other Michigan city-tax jurisdictions.
How much does a 401(k) contribution save at $85,000 in Flint?
Pre-tax 401(k) and HSA contributions at $85,000 reduce federal and Michigan state taxable income at a combined marginal rate of 26.25%. Flint's city tax piggybacks on federal taxable wages, so each deferred dollar trims the city line in step with the federal and state lines. Three liabilities move with one deferral.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Flint?
Married filing jointly takes home roughly $68,195, about $4,030 more than single. Wider federal MFJ brackets and the doubled federal standard deduction drive most of the change. Michigan's flat state rate is filing-status-neutral, and the Flint 1% city tax applies per worker across all four filing statuses. Head of Household reaches about $67,087, around $2,922 more than Single, and combined MFS take-home runs about $4,030 less than MFJ.
How does Flint compare to Saginaw?
Saginaw's resident rate sits above Flint's 1%, with the same half-rate non-resident split structure. A Saginaw resident at $85,000 pays more in the city line than a Flint counterpart on the same gross. The two cities share the broader east-central Michigan automotive-supply economy but diverge on city-tax burden.

Reviewed

How This Page Is Reviewed

The Flint paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-06-25