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Minneapolis Paycheck Calculator (2026)

Enter your annual salary below to see your Minneapolis take-home pay after federal, FICA, and Minnesota state tax for 2026.

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Minneapolis applies Minnesota's four-bracket progressive state schedule (5.35% to 9.85%) plus the Minnesota PFML employee share, with premium collections beginning January 2026. At $85,000 single, the state line resolves to $5,308, Minnesota PFML totals $340, and take-home reaches $62,980 per year.

Minneapolis anchors the Twin Cities metropolitan area alongside St. Paul and hosts one of the densest Fortune 500 headquarters concentrations per capita in the country. Target, Best Buy, US Bank, UnitedHealth Group, 3M, General Mills, Ecolab, and Ameriprise Financial all headquarter in the metro. Cargill and Land O'Lakes operate from nearby suburbs, anchoring the region's agricultural-commodities and food-processing base. Allina Health and Fairview Health drive a substantial healthcare presence. Minnesota applies a progressive state income tax with four brackets running from 5.35% on the first slice of taxable income to 9.85% on income above the top threshold. Minnesota also publishes a distinct head-of-household bracket schedule (Phase 2g sourced from MN DOR) rather than using the single schedule, which gives Minneapolis filers genuine state-side filing-status differentiation. Minnesota PFML, authorized under Minn. Stat. ch. 268B with premium collections beginning January 1, 2026, applies as a state-administered employee payroll deduction at 0.4% of wages up to the Social Security wage base. At $85,000 single, Minnesota PFML totals $340, federal tax resolves to $9,870, Minnesota state tax to $5,308, FICA to $6,503, leaving take-home of $62,980.

$85,000 single filer take-home comparison

Minneapolis

$63,000

Minnesota (no city tax)

$63,000

Texas (no income tax)

$68,600

Minneapolis take-home is $0 vs the state-only figure and -$5,600 vs the no-income-tax baseline.

How Minnesota tax applies in Minneapolis

Minneapolis does not levy a separate municipal income tax. Your paycheck math runs the Minnesota state schedule on top of federal tax and FICA. The Minnesota state page covers the full bracket detail and any state-administered programs (such as SDI or paid leave) that apply uniformly to every resident of the state.

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What this estimate includes

This calculator computes Minneapolis take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), and Minnesota's state income tax schedule, alongside state-administered payroll programs (Minnesota PFML). No municipal income tax applies in Minneapolis. The calculator excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages.

Minneapolis paycheck FAQ

How much state tax does Minneapolis pay?
Minnesota runs a four-bracket progressive schedule from 5.35% on the first dollar to 9.85% on income above the top tier. Minneapolis residents at $85,000 single see a state tax line of $5,308, with the marginal slice taxed at 6.8%. The 9.85% top bracket is among the highest broad-based state income tax rates in the country.
What state-administered payroll programs apply in Minneapolis?
Minnesota PFML is the state-administered employee payroll program. Premium collections began January 1, 2026, under Minn. Stat. ch. 268B. The employee share applies at 0.4% to wages up to the Social Security wage base. At $85,000, the Minnesota PFML line totals $340 per year, funding paid family and medical leave benefits.
What changes for married filing jointly, head of household, or filing separately at $85,000 in Minneapolis?
Unlike most no-local-tax metros where filing status moves only federal mechanics, Minneapolis has meaningful state-side filing-status differentiation. Minnesota publishes a distinct head-of-household bracket schedule with thresholds between Single and MFJ, and uses an mfj-halved rule for MFS — the only US state with that exact derivation. At $85,000, MFJ take-home reaches $67,228 ($4,248 more than single). Head of household clears $66,011. Married filing separately lands at $62,853. Both federal AND state mechanics contribute to the spread.
Does Minneapolis have a city income tax?
No. Minneapolis does not impose a city income tax. Minnesota state law does not authorize broad-based municipal income taxes, so neither the City of Minneapolis nor Hennepin County levies one. Minneapolis funds itself through property tax, sales tax, lodging tax, and various franchise fees on utilities.
How does Minneapolis compare to St. Paul?
St. Paul shares Minneapolis's Minnesota state-tax framework precisely — same progressive brackets, same distinct HoH schedule, same Minnesota PFML rate. Take-home at $85,000 is identical for a Minneapolis and a St. Paul resident. The Twin Cities draw from a shared labor market; commute distance and neighborhood housing are the practical wedges.
Where does Minneapolis differ from Chicago or Madison for paycheck taxes?
Chicago applies Illinois's constitutional flat 4.95% on every wage dollar — a meaningfully lower state burden than Minneapolis at $85,000 given Minnesota's progressive 6.8% bracket at this income. Madison sits in Wisconsin, which runs a progressive schedule starting at 3.5% but tops out at 7.65%. Minneapolis carries the highest state tax burden of the three at mid- and upper-tier salaries.

See also

Run the full Minnesota paycheck calculatorBrowse all city paycheck calculatorsBrowse paycheck calculators by statePaycheck and tax glossaryHow we calculate paycheck taxes

Reviewed

How This Page Is Reviewed

The Minneapolis paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-05-28