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Allegany County, Maryland Paycheck Calculator (2026)

Enter your annual salary below to see your Allegany County, Maryland take-home pay after federal, state, FICA, and city/local taxes for 2026.

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Yes, and it went up this year. Allegany County raised its local income tax to 3.2% for 2026, one of only two Maryland counties to change its rate. At $85,000 single, an Allegany County resident takes home $62,082 after federal tax, FICA, Maryland state tax, and the county line.

Allegany County sits in Maryland's western panhandle around Cumberland, in the Appalachian ridge country where the state narrows to a few miles wide. Its local income tax rose to 3.2% for 2026, making it one of only two Maryland counties to move its rate this year, and the increase puts Allegany at the top of the state's range alongside the Baltimore and Washington suburbs. That is a notable place for a rural western county to land: residents now pay the same local rate as Montgomery County without the incomes that usually accompany it. Maryland's local tax is levied on the county of residence and computed on Maryland taxable net income, so the increase applies to every Allegany resident regardless of where they work, including the substantial number who commute into West Virginia or Pennsylvania. Cumberland's rail and healthcare employers and the Western Maryland tourism corridor anchor the local economy. At $85,000 single, federal tax is $9,870, Maryland state tax $3,826, FICA $6,503, and the county line $2,720, leaving $62,082.

$85,000 single filer take-home comparison

Allegany County, Maryland

$62,100

Maryland (no city tax)

$62,400

Texas (no income tax)

$68,600

Allegany County, Maryland take-home is -$300 vs the state-only figure and -$6,500 vs the no-income-tax baseline.

Allegany County, Maryland local tax breakdown

Local bracket schedule applied by the calculator for 2026.

Taxable IncomeRate
$0+3.2%

What this estimate includes

This calculator computes Allegany County, Maryland take-home pay using 2026 federal brackets after the standard deduction, FICA contributions (Social Security up to the annual wage base, Medicare on all wages, plus the Additional Medicare Tax above the filing-status threshold), Maryland's state income tax schedule, the Allegany County, Maryland local income tax. It excludes employer-side payroll taxes, custom W-4 elections, supplemental-wage handling for bonuses or equity vesting, and income from sources other than W-2 wages. Per-city resident and non-resident rules are described in the prose above where they differ.

Allegany County, Maryland paycheck FAQ

How much did Allegany County's rate go up for 2026?
It rose to 3.2%, an increase of roughly a sixth of a percentage point on Maryland taxable net income. Allegany and Kent were the only two Maryland counties to adjust their local rate for 2026; the other 22 jurisdictions held their rates flat.
How is Maryland's county income tax calculated?
As a percentage of Maryland taxable net income, not of gross wages and not of state tax owed. The county you live in on 31 December sets the rate, declared on the MW507, and the county line is withheld with the state line on each paycheck.
What if I live in Allegany County but work in West Virginia?
Maryland's local tax follows residence, so you owe Allegany's 3.2% on your Maryland taxable income wherever you earn it. West Virginia and Maryland have a reciprocity agreement for wage income, so a commuter is generally taxed only by Maryland, which keeps the county line fully in play.
Does a 401(k) contribution reduce the Allegany County tax?
Yes. Because the county tax runs on Maryland taxable net income, a traditional 401(k) deferral reduces the state and county lines together, at a combined marginal rate near 26.75% at $85,000. That makes deferrals more valuable in Maryland than in states with no local income tax.
What is the federal tax bill on $85,000 single in Allegany County?
Federal income tax at $85,000 single is $9,870, taxed in the 22% bracket after the standard deduction. Maryland state tax adds $3,826, and the county layer $2,720 on top, for an effective total rate of about 26.96%.
How does Allegany compare to the rest of Maryland now?
The increase puts Allegany at the top of Maryland's local range, level with the cap counties around Baltimore and Washington. Worcester County, at the state's low end, charges a good deal less. On the same taxable income the gap between the two is worth several hundred dollars a year.

Reviewed

How This Page Is Reviewed

The Allegany County, Maryland paycheck page is reviewed against primary federal, state, and city sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-07-14