Side-by-side state comparison
Illinois vs Texas Paycheck Comparison (2026)
Last reviewed: April 20, 2026
At $100,000 single filer, take-home difference
Moving from Illinois to Texas saves approximately $4,950 per year at $100,000 single.
Computed from the tax engine with 2026 federal brackets, FICA, and state tax. Standard deduction, no pre-tax contributions.
Illinois and Texas sit on different sides of the state-tax spectrum. Illinois has a 4.95% flat state tax. Texas has no state income tax. At a $100,000 single salary, Texas residents take home approximately $4,950 more per year than Illinois residents, or roughly $413 more per month. Because the tax state is flat-rate, the dollar gap scales roughly linearly with salary: higher salaries produce proportionally larger no-tax-state advantages. If you are considering a move between Illinois and Texas, the table below shows the paycheck impact at four common salary points, with the federal load held constant across both. Cost of living and housing markets shift the full math beyond paycheck alone.
How the state tax structures compare
| Feature | Illinois | Texas |
|---|---|---|
| State structure | 4.95 percent flat tax | No state income tax on wages |
| Taxes wages? | Yes | No |
Take-home at four common salary points
Single filer, 2026 brackets, standard deduction, no pre-tax contributions. Delta is Texas take-home minus Illinois take-home.
| Salary | Illinois | Texas | Delta |
|---|---|---|---|
| $50,000 | $39,880 | $42,355 | +$2,475 |
| $100,000 | $74,230 | $79,180 | +$4,950 |
| $150,000 | $106,366 | $113,791 | +$7,425 |
| $250,000 | $170,807 | $183,182 | +$12,375 |
Popular Comparisons
Texas takes home more
more per year vs. Illinois · $413/mo · $190/paycheck
5-Year Difference
$24,750
Illinois vs Texas FAQ
What's the biggest paycheck difference between Illinois and Texas?
Does this comparison include local taxes?
What about cost-of-living differences?
See also
Reviewed
How This Page Is Reviewed
The Illinois vs Texas comparison is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.
Reviewed by
PaycheckCalc Research Desk
Last reviewed
2026-04-20