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Side-by-side state comparison

Florida vs Pennsylvania Paycheck Comparison (2026)

Last reviewed: April 20, 2026

At $100,000 single filer, take-home difference

Moving from Pennsylvania to Florida saves approximately $3,070 per year at $100,000 single.

Computed from the tax engine with 2026 federal brackets, FICA, and state tax. Standard deduction, no pre-tax contributions.

Florida and Pennsylvania sit on different sides of the state-tax spectrum. Florida has no state income tax. Pennsylvania has a 3.07% flat state rate, plus municipal Earned Income Tax in most cities. At a $100,000 single salary, Florida residents take home approximately $3,070 more per year than Pennsylvania residents, or roughly $256 more per month. Because the tax state is flat-rate, the dollar gap scales roughly linearly with salary: higher salaries produce proportionally larger no-tax-state advantages. If you are considering a move between Florida and Pennsylvania, the table below shows the paycheck impact at four common salary points, with the federal load held constant across both. Cost of living and housing markets shift the full math beyond paycheck alone.

How the state tax structures compare

FeatureFloridaPennsylvania
State structureNo state income tax on wages3.07 percent flat tax
Taxes wages?NoYes

Take-home at four common salary points

Single filer, 2026 brackets, standard deduction, no pre-tax contributions. Delta is Pennsylvania take-home minus Florida take-home.

SalaryFloridaPennsylvaniaDelta
$50,000$42,355$40,820-$1,535
$100,000$79,180$76,110-$3,070
$150,000$113,791$109,186-$4,605
$250,000$183,182$175,507-$7,675

Popular Comparisons

Your Details
$
Location A
No state income tax
Location B

Florida takes home more

+$3,070

more per year vs. Pennsylvania · $256/mo · $118/paycheck

5-Year Difference

$15,350

Tax Component
Floridawinner
Pennsylvania
Gross Salary$100,000$100,000
Federal Tax$13,170$13,170
Social Security$6,200$6,200
Medicare$1,450$1,450
State Tax$0$3,070
Local / City Tax$0$0
Annual Take-Home$79,180$76,110
Effective Tax Rate20.82%23.89%
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Florida vs Pennsylvania FAQ

What's the biggest paycheck difference between Florida and Pennsylvania?
The state income tax. Florida levies no state income tax on wages, while Pennsylvania applies a 3.07% flat state rate, plus municipal Earned Income Tax in most cities. At the same gross salary, Pennsylvania's state-tax line is the gap.
Does this comparison include local taxes?
The headline numbers shown are state-only. Pennsylvania has city, county, or municipal layers modeled separately. Use the calculator below or the dedicated state pages to factor in specific local jurisdictions.
What about cost-of-living differences?
This page covers paycheck math only. Housing, transportation, childcare, healthcare, and other costs vary widely between Florida and Pennsylvania, often by more than the paycheck difference. Use the take-home gap as one input alongside a cost-of-living check before making relocation decisions.

See also

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Reviewed

How This Page Is Reviewed

The Florida vs Pennsylvania comparison is reviewed against primary federal and state sources before each major tax-year update. Source links below are the references used to validate brackets, wage bases, and supported local taxes.

Reviewed by

PaycheckCalc Research Desk

Last reviewed

2026-04-20